<![CDATA[Consumerist: background checks]]> http://cache.gawker.com/assets/base/img/thumbs140x140/consumerist.com.png <![CDATA[Consumerist: background checks]]> http://consumerist.com/tag/background checks http://consumerist.com/tag/background checks <![CDATA[ The TSA Wants To Know Your Birthday, But Doesn't Plan On Sending A Gift ]]> The TSA wants to know your birthday and if you are a boy or a girl, says USAToday. Apparently, they've been tagging too many of our fine citizens are terrorists and need more information in order to help with their "background checks."

The airlines and, well, pretty much everyone else, thinks this is an invasion of privacy and that the TSA has enough to worry about without keeping track of everyone's birthday.

The Air Transport Association, a trade group of major U.S. airlines, the American Society of Travel Agents and Continental and Virgin airlines also opposed, in writing, the TSA asking for travelers' birth dates and genders. Opposition is not as strong for soliciting full names.

TSA is seeking more personal information as part of a long-delayed plan to improve preflight background checks of the 700 million people who fly commercially each year in the USA.

The plan centers on transferring the task of checking passenger backgrounds from airlines to the TSA. The transfer is required by a law enacted in 2004 and was urged by the 9/11 Commission that year.

The commission said the TSA can do a better job because it can check passengers against the complete government terrorist watch lists instead of partial lists used by airlines. The TSA expects to take over background checks next year, though many airlines said the agency's plans don't give them enough time to change their reservation systems and enable the switch.

Under a TSA proposal published in August, airlines and travel agents would be required to ask people reserving flights for their birth date, gender and full name. Travelers, however, would not be required to give the new information.

People who don't comply could be more easily mistaken for a terrorist and "may be more likely to experience delays, be subjected to additional screening (or) be denied transport," the TSA wrote.

Oh yes, we do like the direction this is headed.

TSA plan to gather more data protested [USAToday]
(Photo:DevWalla)

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Consumerist-328090 Thu, 29 Nov 2007 14:45:36 EST Meg Marco http://consumerist.com/index.php?op=postcommentfeed&postId=328090&view=rss&microfeed=true
<![CDATA[ Do A Background Check On Yourself ]]> lookingovershoulder.jpgCompanies can order all sorts of reports on you and make judgments about you, from banks, to landlords to employers. Here's how you can see the data they're seeing and make sure the record is right.

Employment Report
ChoicePoint (866) 312-8075

Check Writing History Report
ChexSystems (800) 428-9623

Shared Check Authorization Network (800) 262-7771 Fax: (800) 358-4506
TeleCheck (800) 835-3243.

Residential and Tenant Reports
ChoicePoint: (877) 448-5732
Safe Rent (888) 333-2413
UD Registry (818) 785-3905

Medical History Reports
MIB (866) 692-6901

Insurance Claims Reports
ISO A-Plus Report (800) 627-3487

Thanks to the Fair Credit Reporting Act, you're entitled to one of each report below per year for free. — BEN POPKEN

The "Other" Consumer Reports [Privacy Rights Clearinghouse]
(Photo: Getty)

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Consumerist-265223 Fri, 01 Jun 2007 12:54:59 EDT Ben Popken http://consumerist.com/index.php?op=postcommentfeed&postId=265223&view=rss&microfeed=true
<![CDATA[ Is Your Broker a Crook? Check Their Background! ]]> While most small investors are better served by using a discount broker, there are times you may want to invest with a real human being. If you're that kind of highfalutin investor, you can now see if a broker has a "record."

The National Association of Securities Dealers "BrokerCheck" is new-and-improved, letting you pull up the record of complaints and investigations against the broker.

See if there are any events listed under Disclosure of Customer Disputes, Disciplinary, and Regulatory Events.

"If there is a proliferation of consumer complaints against a broker, that would certainly be a red flag," Davidoff says.

David Bayless, a former SEC attorney now with Covington & Burling, says he would be especially concerned if the broker had state or federal disciplinary actions.


Be sure to click "View Full PDF Report" if you want the lowdown. Otherwise, it's just summary info that doesn't help you much. MARK ASHLEY

Brokers revealed online [SF Chronicle]
(Photo: patapat)

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Consumerist-246494 Fri, 23 Mar 2007 13:07:14 EDT consumerintern http://consumerist.com/index.php?op=postcommentfeed&postId=246494&view=rss&microfeed=true