The Ins & Outs Of Getting And Using Your Free Credit Report

The Ins & Outs Of Getting And Using Your Free Credit Report

Regular readers of Consumerist know full well that those websites like FreeCreditReport.com and FreeScore.com (you’ll forgive us for not actually linking to them) are not exactly what their names might have you believe. But there are new consumers born every day, so it doesn’t hurt clarifying once again that there is only one place to score your credit reports with no strings attached. [More]

Yet Another Reader Scammed By FreeCreditReport.com

Yet Another Reader Scammed By FreeCreditReport.com

Here it is folks, your semi-annual reminder that FreeCreditReport is not free. Free credit reports can be found at AnnualCreditReport.com. FreeCreditReport.com is a pay site. As in you will be billed. As in not free.

Consumer 101: Get Your Free Credit Report From "Annual Credit Report.com"

Consumer 101: Get Your Free Credit Report From "Annual Credit Report.com"

You’ve probably seen those commercials featuring a friendly looking jackass and his factually inaccurate songs about what can happen to you if you don’t check your credit report. It’s true, checking your credit report is a good idea, but you can avoid subscription-hawking pay sites and, instead, go to AnnualCreditReport.com.

Another Consumer Scammed By FreeCreditReport.com

Another Consumer Scammed By FreeCreditReport.com

Freecreditreport.com is NOT actually free, nor is it related to Annualcreditreport.com, the free credit report that you are entitled to under federal law. So why are people still being tricked into signing up for a credit monitoring service in order to get something that they are entitled to under federal-freaking-law? Because the credit bureaus are linking them to the website and most consumers don’t believe that a major credit bureau would try to trick them. Always read the fine print!