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success stories
EECB Convinces Best Buy To Pay For Damage To Car
Here's a good example of how to write an effective Executive Email Carpet Bomb, or EECB, to break through the "please hold" purgatory of the company's phone system. Alicia's car's bumper was scratched by a Best Buy employee, and calling consumer relations as directed proved fruitless. Now she's got a check in her hands from Best Buy to pay for the repairs.
We have quite a few stories now about Best Buy responding favorably to EECBs, which goes to show that if you can find a way to reach the company's executives—and you write a good EECB—your odds of having your problem favorably resolved improves considerably. More »
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Are you so loaded that you exceed the FDIC's guarantee limit for deposits? Consider the Certificate of Deposit Account Registry Service. Deposit the funds at one of 2,500 CDARS member banks and they'll automatically spread your cash among other member banks as needed to stay within FDIC coverage limits. Kiplinger says, "You'll earn one rate (set by the home bank) and get one statement and one form at tax time." [Kiplinger]
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bailout
Alert: You Cannot Buy Consumerist With Doodle Money
Our post last Friday gave people some great business ideas. We appreciate the offers, but we must insist that you do not try to purchase Consumerist with doodle currency that you have minted yourself, probably while drinking. You can, however, try to bail out the auto industry with it if you want. More » -
late payments
Alert: You Cannot Send A Drawing Of A Spider As Payment
David didn't have the money to pay his account (for some mystery service—we don't know what), so he decided to see if they'd accept a drawing instead. Turns out they won't. The email exchange that follows is hilarious, and much more entertaining for both parties than the old put-the-wrong-check-in-the-envelope trick. More » -
employment
The Best Cities To Live In During A Recession
BusinessWeek asks, assuming that we keep sliding down into an official recession, where are the best places to live? They've pulled data from PolicyMap.com and the U.S. Census to make some educated guesses about local economies that will be least damaged by a large-scale downturn. They reason that no matter how the national economy fares, there will always be government jobs and a need for health care; higher education institutes provide a cushion for local economies, too. More » -
Here are 11 secrets to detailing your car like a professional. [CNN]
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personal finance
Test Your Personal Finance Skills With These Quizzes
Kiplinger has two quizzes named "Financial Truth or Bunk?", and they go through some of the more popular tips you've heard about personal finance, including lines like:- You can't lose money investing in bonds.
- Stay-at-home moms or dads need life insurance, too.
- Don't buy a red car — it'll cost more to insure.
- Dollar-cost averaging boosts investment returns.
- The percentage of stock in your portfolio should equal 100 minus your age.
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banking
Stop Payment Orders On Checks Only Last Six Months
Jennifer says National City Bank has contacted her fiance to inform him that the stop payment order he placed on a check is about to expire, and he'll have to pay another $32 fee to renew it for six more months. She writes, "Have you heard of stop payment now only being 'suspend payment for six months'? This seems to me to be extortion." We're going to come down on the side of the banks in this case—but because of the recurring nature of the fee, it might just be cheaper to close the account. More » -
economy
Jim Cramer Tells America To Get Out Of The Stock Market
Jim Cramer, host of CNBC's "Mad Money" and dedicated yelling enthusiast is apparently no longer content to behave strangely on his own television program, so he's taking the crazy to the Today Show. More » -
how to
The Idiot-Proof Way To Securely Use Public Wi-Fi
We talk a lot on this blog about personal data and privacy, but not so much about how to secure that data on your own computer. That's because a.) we're not Lifehacker and b.) the solutions frequently bloat into crazy, jargon-filled recipes that scare away the non-IT crowd. Not this time! For all you novices, here is a single idea you should consider that will help keep your personal data personal, and make your identity that much harder to steal. More »




















