College Board & ACT Sued For Selling Personal Info Of Test-Takers

College Board & ACT Sued For Selling Personal Info Of Test-Takers

As anyone who took the ACT or SAT tests remembers, shortly after you get your scores, your mailbox is flooded with brochures, pamphlets, and catalogs from schools that want your tuition money. This isn’t a coincidence, as The College Board and ACT, Inc. — the companies behind these tests — sells test-takers’ information to colleges. But a new lawsuit alleges that this practice is a breach of contract as it’s done without the test-takers’ consent. [More]

Forced Arbitration: As Fair As A Sucker Punch

Forced Arbitration: As Fair As A Sucker Punch

We at Consumerist really hate mandatory binding arbitration, the faux-legal sucker punch that companies deliver when they screw up and you try to sue, and so should you. We’ve talked about its evils a lot, but no one can describe this legal abomination as well as the victims themselves, so this week we’ll let them speak.

Is Volkswagen Violating The Fair Debt Collection Practices Act?

Is Volkswagen Violating The Fair Debt Collection Practices Act?

Tim’s neighbor received a call from VW Credit asking her to walk across the street and leave a note on her neighbors’ front door and VW Bug asking them to call back their creditor. Calls like these are known as block parties, and they are a direct violation of the Fair Debt Collection Practices Act.

Cattleprod Loan Servicers To Answer Your Loan Modification Requests

Cattleprod Loan Servicers To Answer Your Loan Modification Requests

If you’re trying to get your mortgage modified or just a question answered but find yourself stymied by your loan servicer’s slow or lack or response, you can write what is termed a qualified written request (QWR) under section 6 of Respa, The Real Estate Settlement Procedures Act. Under federal law, they have to acknowledge the letter within 20 working days and respond in 60. Inside, a template to follow for drafting a QWR…

Act's Large Bottle Of Mouthwash May Say 2x, But It's Really Half The Strength

Act's Large Bottle Of Mouthwash May Say 2x, But It's Really Half The Strength

Act mouthwash may look like it comes in two sizes, but according to Mouseprint, the large and small bottles are actually entirely different products. The labeling looks largely the same until you get to the active ingredient. The small bottle contains .05% of sodium fluoride while the large bottle contains .02%. Hit the jump for Act’s sneaky explanation.