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overdraft
Wells Fargo Closes My Overdrawn Account 28 Days Before It Says It Would

Wells Fargo Closes My Overdrawn Account 28 Days Before It Says It Would

By Phil Villarreal September 28, 2010

Sean’s Wells Fargo checking account dipped into the negatives on charges he disputed. He says Wells Fargo said he’d have nearly a month to sort out the issue, but it turned out that by “30 days” the bank meant “48 hours,” because two days later the account was as incapacitated as the 49ers’ offense. [More]

banking
Bank Of America Robbed Me, Didn't Need A Mask Or Getaway Car

Bank Of America Robbed Me, Didn't Need A Mask Or Getaway Car

By Phil Villarreal May 10, 2010

Tom says Bank of America closes his checking account and refunded only $60 of the $100 he had in the account, dinging him $40 for an “investigation fee.” The bank hasn’t given him a reason for the closure or the fee. [More]

credit cards
Is It Worth Taking A Lower Rate In Exchange For Closing Your Credit Card?

Is It Worth Taking A Lower Rate In Exchange For Closing Your Credit Card?

By Phil Villarreal July 29, 2009

Amy and her husband are drowning in high-interest credit card debt. When she asked Chase to lower her nasty 28-percent APR, they offered her an indecent proposal. She doesn’t know what to do.

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