"I don't typically shop at expensive organic grocery stores (I love visiting Whole Foods, but I just can't afford it except for the occasional treat) and it's pretty easy for me to avoid all of the ingredients on this list plus HFCS (MSG excluded, it doesn't affect me)."
"Despite never having carried a credit card balance, I've switched from almost exclusively using credit cards to almost exclusively using cash (except for gas and various online purchases).
I employ the tried and true envelope system where every 4 weeks I withdraw my entire budget from the bank in cash and divide it up into different envelopes."
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