"@ARP: In regards to 3, isn't the problem that we had enough reserves to cover anticipated losses but that no one actually anticipated how large the losses would be?"
"@zentex: You maybe have been sarcastic but I think you're illustrating a common misconception about the mind: there are physical problems and there are things there are "all in your head." People often say that like they're somehow two different things but of course all medical issues are solely physical in nature."
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