"@pecan 3.14159265: Bingo -- I hold a private sector job that has government controls on it and therefore I get credit checks at least yearly as part of a clearance I hold."
"I've got a big point to add: I got the same letter but I'm going from 6% to 16% on PURCHASES and my default rate is jumping to 25% I've never missed a payment - I've had the card for over 5 years."
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