mac-phisto commented on 10 Strategies To Lower Your Auto Insurance

"@Traveshamockery: The purposes of 211 CMR 79.00 are: (a) To promote the public welfare by regulating insurance rates so that they are not excessive, inadequate or unfairly discriminatory; (b) To promote the accuracy and fairness of private passenger motor vehicle insurance rates; (c) To protect the interests of policyholders during the transition from a Fixed-and-Established Market to a Competitive Market; (d) To promote price competition among Insurers so as to provide insurance rates that are responsive to Competitive Market conditions; (e) To prohibit price-fixing agreements and other anticompetitive behavior by Insurers; (f) To provide regulatory procedures for the maintenance of appropriate data reporting systems; (g) To authorize essential cooperative action among Insurers in the ratemaking process and to regulate such activity to prevent practices that tend to lessen competition substantially or to create a monopoly; and (h) To provide price and other information to consumers to enable them to purchase insurance suitable for their needs. [www.lawlib.state.ma.us]"

Techguy1138 commented on Netflix Will Screw You For The Right Price

"@Cyberxion101: i Think net flix is going to make out here as well as customers."

mac-phisto commented on 10 Strategies To Lower Your Auto Insurance

"another tip: how old is your car?"

mac-phisto commented on 10 Strategies To Lower Your Auto Insurance

"@not_a_virus.exe.vbs: you have to be careful about outright lying to insurance companies - if they discover your lie, they can use that as grounds to refuse payment on claims. something as simple as "are you married?" may seem trivial, but that can give them leverage to cancel your policy & refuse to pay when you need it most."

mac-phisto commented on 10 Strategies To Lower Your Auto Insurance

"@catastrophegirl: yeah, i think i explained that backwards, though, so for clarification: *CLUE - keeps track of claims made against your insurance policies. *driving record - lists all vehicle infractions you were ticketed for & paid."

mac-phisto commented on 10 Strategies To Lower Your Auto Insurance

"@Orv: that pisses me off."

mac-phisto commented on 10 Strategies To Lower Your Auto Insurance

"if you have a history of infractions &/or accidents, pull your CLUE report [www.choicetrust.com] (free pull/year under FCRA/FACTA) & your driving record (usually not free & can often be obtained by visiting your state's DMV website). when you get to the part of interview where they're asking you to disclose your indiscretions over the past 3-5-7 years, don't disclose anything other than what's in those reports."

mac-phisto commented on 10 Strategies To Lower Your Auto Insurance

"@azzie: the reason you're paying less is b/c the state regulates what insurance companies can charge."

acasto commented on Never Follow A Security Guard Into The Back Of The Store

"@bogartbrown: Wow, I can't believe how many jerks commented on that article you linked to."

acasto commented on Never Follow A Security Guard Into The Back Of The Store

"WHAT and WHY did you sign?"