"Sounds to me that this could work out really well, depending on the balance on the card and the amount the person can repay over the program.
If you're already aggressively hitting that card, and could potentially pay it off completely within that window, then the bonus cash can go a long way.
I don't think the credit score ding would be that dramatic, if present at all, and after 4 months of not using that card - it sets reinforces good habits to keep from using it in the future."
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