"It's a dirty little secret but for the overwhelming majority of people, expedited shipping is utterly worthless.
About half the time I order stuff, I end up getting it a business day after it ships."
"As best as I can parse the story: the employers bank with TD Bank, wrote a payroll check to the employee, the employee deposited it in his Chase account, that promptly put a hold on it, and won't release the hold, instead giving the employee a bunch of cockamamie excuses.
It's nice for the employers to try to look into this on their employee's behalf, however at this point the only thing they can do is simply tell their employee that, as far as TD Bank is concerned, their payroll check has been cashed and cleared, and their employee needs to take this up with their bank, Chase."
"From the perspective of the credit card company, just because these small charges are coming from Amazon does not necessarily mean that they must be automatically legit.
Someone might've very well have opened an Amazon account and used a stolen credit card to make tiny charges as a means of validating the credit card number.
Amazon might very well have their own internal controls designed to detect fraudulent activity, and Amazon might claim that they vet their sign-ups, and if a charge comes out of Amazon it means that it passed their anti-fraud check, but individual credit card issues are not obligated to just take Amazon's word for it."
"Once again, I have to point out that the root cause of this problem is carrying a balance in the first place, by, most likely, buying stuff one cannot afford.
I -- and many others like me -- would never find themselves in this situation because we don't carry a balance and pay our credit card bills in full, each month.
I do understand that, sometimes, life throws you a curve ball."
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