"@Shugardrawers:
Unfortunately the money you paid into the system for 42 years is long gone and with the passage of this bill all that will be happening is the money will now come from your 22 yr old son and who knows maybe his children."
"Actually if one of your score factors is 'lack of revolving credit' opening a new card, keeping the balance low, and letting it hit will actually HELP your score."
"@chucklebuck:
Applying for new credit would only theoretically impact your age of credit and new credit portion of the FICO score (unless you go and jack up the balance too)."
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