"As a guy (gasp), who has worked on both sides of the political debate (double gasp), I applaud in part Megan's comment - it identifies a need for better debate.
How about we suspend our politics for a bit and ask under what conditions she can be directly assessed and how we (the people) should assess her."
"Payday loans are not bad in concept what is bad is the excessive amount of interest that is charged - this causes a need to refinance and results in a higher default.
It is claimed that the lenders are required to charge the amount b/c (1) that is what the market will bare, or (2) they have huge overhead costs."
"@Beerad:
You may end up with a miserable public education, but there may be other factors that the state has done that makes up for this (superior job market/standard of living).
An interesting background on this as it concerns corporations can be found at [www.google.com]
Moreover the debate between states rights and federalism is far from over since it has to do with local people making choices about their local property."
"@ucdcsteve:
Since it is in TN you may want to contact various Law Schools about Pro Bono (for free) clinics - sometimes they can still help depending on what they offer."
"The term List Price is a bit confusing since it usually refers to a certain list usually (the MSRP or Manufacturer's Suggested Retail Price [www.wisegeek.com][en.wikipedia.org])."
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