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saving money
Take More Notes, Save Money
Yesterday I grabbed a notebook app for my smartphone and spent a couple of hours organizing the various content folders—ideas for Consumerist, gift lists for Christmas, things to look up later on a computer—so that I could capture information more efficiently. Wait, why s ths n Cnsmrst? Because The Simple Dollar argues that by keeping a notebook and using it all the time (Lifehacker calls it "ubiquitous capture"), you can end up saving money. More » -
mortgages
When To Buy A Home And How To Avoid Screwing It Up
Are you hitting that stage in life where you're thinking of becoming a homeowner? Morningstar has published two home buying articles that together offer some good, concise advice to the prospective buyer, especially if you're a first-timer. More » -
video
How To Choose The Best Tires
The Consumer Reports Cars blog has posted a video on how to choose the best tires for your car. Here's one interesting trick we learned from the clip: how to measure tire tread depth using coins. More » -
brand whoring
Sparkling Wine Is Just As Good As Champagne (When It's Well Made)
The Champagne Bureau, a trade organization representing "the grape growers and houses of Champagne, France," just sent us a nonsensical press release warning consumers to be on the lookout for imposter champagne. WATCH OUT! You're pouring sparkling wine into your mouth, you jerk! The thing is, the only real reason "champagne" is unique is because wine houses in that region of France managed to get laws passed to prevent anyone else from using the word on their own sparkling wines. They're all sparkling wines; how they're made is what determines quality. More » -
ask the hivemind
What Are Some Cheap Halloween Costume Ideas?
The personal finance blog Moolanomy posted a list of 25 cheap Halloween costumes, including ones that make no sense (see "Soup and crackers") and ones that sound borderline dirty (see "Facebook wall"). The list made us realize that our readers probably have a lot of equally cheap, and equally-or-more creative, costume ideas of their own. More » -
diy
How To Ruin Your Jeans On The Cheap
If there's one thing my grandmother and I agree on, aside from the fact that Marlena being possessed was a dumb storyline on Days of Our Lives, it's that it makes no sense to pay top dollar for deliberately weakened/damaged denim. The ConsumerReports blog ShopSmart has found a website that offers tips on how to distress your jeans at home, like using a pumice stone to cut holes, or a cheese grater to create patterns.
"Site of the Week: Jeans and Accessories" [ShopSmart]
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insurance
How To Reduce Your Insurance Premiums
Kiplinger has put together a list of ways to reduce costs for auto, home, and life insurance. For auto and homeowners insurance, boosting your deductible from $250 to $1000 can lower your premiums between 15-25%. If you haven't looked at your life insurance policy in a while, don't wait any longer to shop around—rates have "dropped significantly" over the past 15 years but are now on the rise. And when calculating homeowners insurance, don't fall into the market value trap: make sure you're covering the true cost of replacing only the home and what's inside, not the value of the land.
"Slash Your Insurance Costs" [Kiplinger]
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how to
Get Your Data Out Of Google
If you're like the average Google user, you've now got a lot of personal data—emails, addresses, calendars, documents, photos and videos, maybe even health records—in their system. This is fine with them, because the Google Hive Mind needs all of this data to eventually become self aware and enslave us. However, if you ever want to get that information out of Google, the company has created something they call the Data Liberation Front to make it easier for you. More » -
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personal finance
23 Tips On How To Pay Down Your Debt
If you're still floundering when it comes to paying off debt, here's a great starting place for you. The blog DoughRoller has listed 23 ways to get started on freeing yourself from debt, along with lots of links to tools and other articles or websites that can help.
"23 Powerful Tips and Tools to Eliminate Debt" [Dough Roller] (Photo: mskogly)
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buying a home
Buying Your First Home? Here Are 7 Good Tips
Ron Lieber at the New York Times has put together seven sensible tips that can help you find a first time home that you can both afford and enjoy living in. More » -
budgets
Couple Attempts To Stretch Half A Year's Pay Into A Full Year
CNN profiles a young family living in a Chicago suburb who have decided to carry out an experiment in frugal living—they want to see if they can reduce their expenses enough to get by on about half of what they made before the wife and sole breadwinner was laid off earlier this summer. More » -
tips
How To Reverse A Debit Card Overcharge Quickly
If someday you have the bad luck to have one of your debit transactions entered incorrectly by a merchant, here's how to get things back to normal quickly. The important part is not to let the merchant "get back to you" at some later day. Instead, try to get your bank and the merchant on the line at the same time in order to get it rectified immediately.
"Disputing a debit card overcharge in a hurry" [Examiner] (Thanks to Mary!)
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advice
5 Ways To Prevent Identity Theft
If you're still not shredding, locking, and canceling, maybe a giant graphic will get the point across. Follow these five tips and you'll be well on your way to securing your side of things when it comes to ID theft.
Hoping retailers secure their side of things is another matter, but that's why step 5 of this chart is "monitor your credit report."
"5 Easy Steps To Preventing Identity Theft" [Visual Economics]
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personal finance
Financial Advice For College Students
The San Jose Mercury News has compiled a list of financial tips for people just entering college. These are the sorts of things that will help you avoid racking up huge debts or wasting money you don't have on fees and penalties—and of course they can apply to pretty much anyone, not just college students. More » -
how to
Shut Out The Worst Ad Offenders With These Firefox Tricks
If advertisers and websites would play fair with their readers, we wouldn't need to apply various filters and blocks to them. But when you're trying to read an article and every sixth word is hotlinked with a pop-up ad, while the FavIcon in the browser window blinks at you like a traffic light, while loud video clips start auto-playing when the page loads—well, it's time to shut it all down. Lifehacker has put together a great list of all the ways to reclaim your sanity when you're online.
"Use Firefox to Fix the Web's Biggest Annoyances" [Lifehacker]
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textbooks
College Textbooks: Shop Around, Ask Your Professors, And Save
It's that magical time of year, when the bright, shining faces of college freshmen fall as they take their first look at modern textbook prices. Reader S., a manager at a college bookstore, read our post yesterday about custom college bookstore "packets" used to prevent students from purchasing their textbooks used. He sent us some tips about how to spot and avoid special profit-seeking textbook bundles, and how to actually save some money by...purchasing from the college bookstore? More » -
troubleshooting
Dell Support Tech Accidentally Gives Away Free Advice
Our reader humphrmi recently managed to avoid shelling out unnecessary bucks for paid technical support from Dell. His secret? Listening very carefully to the support rep, who inadvertently gave away the info he was trying to get humphrmi to pay for. Which is good, since that information was only one sentence long. More » -
warnings
Beware Fake Gift Card Balance Websites
A reader just ran into a gift card scam while trying to unload an Apple gift card via CraigsList. If you're directed to a website that asks you to put in your gift card information in order to show the balance as "proof" that you're legit, you're being conned. More »


















