Bankrate is concerned that you'll spend more than you can afford this holiday shopping season, so they've got a list of 7 "budget busters":

1. Don't make a list
2. Act like Santa Claus
3. Go overboard with gift cards
4. Grab the first thing you see
5. Wait until the spirit moves you
6. Put it on plastic
7. Buy now, pay later

Remember, folks, avoid financing consumer debt. Bankrate's expert says: "If you don't have $10,000 to buy those new couches and end tables for your living room then I really don't think you should be financing it."

7 common holiday budget busters [Bankrate]
(Photo:spinadelic)