There's almost as many PayDay Loan Centers in America as there are McDonald's.

PayDay Loan Centers: 22,000 (according to an estimate by the CFSA)
McDonalds: 30,000+
Starbucks: 8,836

The CFSA estimate is probably only the lower end, as probably not all of these places are dues paying members.

This isn't the "fringe economy", it is the economy. — BEN POPKEN