Here's a list of 10 insurance options you don't need to buy. It's important to be prepared for the unexpected, but in some cases other insurance coverage already covers you, or would work better.

• Mortgage insurance - Buy term life
• Credit-card-loss-protection - Federal law limits your liability to $50
• Care-rental insurance - Use your own car insurance or see if your credit card offers it
• Flight insurance - Use life insurance and health insurance

Other insurances you don't need include cancer insurance, credit-life insurance, credit disability insurance, credit-card balance insurance, accidental-death insurance, and identity-theft insurance. — BEN POPKEN

10 Insurance Options You Don't Need [Frugal For Life]