Saving by spending is not as counterintuitive as it sounds when it comes to home improvements. Though energy-saving improvements can cost more upfront, savings are eventually realized as lower utility bills. Kiplinger put together a nifty list to help determine how long it takes to recoup the extra amount spent on energy-efficient improvements:

•Programmable thermostat: Add'l Cost - $40; Annual Savings - $100; Payback - 5 months
•Compact fluorescent bulbs: Add'l Cost - $30; Annual Savings - $50; Payback - 7 months
•Furnace: Add'l Cost - $500; Annual Savings - $400; Payback - 1 year, 4 months
•Clothes washer: Add'l Cost - $300; Annual Savings - $50; Payback - 6 years
•New windows: Add'l Cost - $600; Annual Savings - $90; Payback -6 years, 6 months
•Central air conditioner: Add'l Cost - $400; Annual Savings - $35; Payback - 11 years, 5 months

Your Energy Crisis Solved [Kiplingers via Free Money Finance]
(Photo: Ben Beltran)