TransUnion (Trans Union, LLC) is the third largest consumer credit reporting agency in the United States, which offers credit-related information to potential creditors. Like major competitors Equifax and Experian; TransUnion markets credit reports directly to consumers.
Source: http://en.wikipedia.org/wiki/Transunion
ADDITIONAL INFORMATION:
Transunion
2 Baldwin Place
PO Box 2000
Chester, PA 19022
610-546-4600
Toll free: 1-800-888-4213 (Obtain a Report)
Toll free: 1-800-916-8800 (Disputes)
Toll free: 1-800-680-7289 (Frauds)
Fax: 610-546-4605
E-mail: fvad@transunion.com
www.transunion.com
*Just know: The Consumerist and JustAnswer are unrelated companies; as much as we want you to have a good experience, we have no control or responsibility for what happens when you leave our site and use JustAnswer.
Woman Spends 6 Years Trying To Convince Credit Bureaus She's Not Dead
In 2004, a hospital staffer accidentally checked off "deceased" on a heart surgery patient's discharge papers. That one little tick mark on one document resulted in years of headaches for that woman, as she has attempted time and again to prove to the three credit bureaus that she is not a zombie.
More »
Cordray: Credit Bureaus Are A "Murky Unknown" To Consumers
Last week, the Consumer Financial Protection Bureau announced it was drafting new regulations that would allow for the oversight of the largest credit reporting bureaus and debt collection companies. The reason, explains CFPB head Richard Cordray is that many consumers are in the dark about these businesses and feel somewhat helpless when it comes to dealing with them.
More »
The Ins & Outs Of Getting And Using Your Free Credit Report
Regular readers of Consumerist know full well that those websites like FreeCreditReport.com and FreeScore.com (you'll forgive us for not actually linking to them) are not exactly what their names might have you believe. But there are new consumers born every day, so it doesn't hurt clarifying once again that there is only one place to score your credit reports with no strings attached.
More »
Does A Bad Credit Score Mean You'll Be Bad At Your Job?
A growing number of employers are running credit checks on potential hires before making a job offer. Unfortunately, there are a large number of people out there whose credit reports are still marred by the recent and ongoing economic troubles. So does it make sense to consider an applicant's credit history?
More »
Groups Call On TransUnion To Stop Selling Employee Credit Reports To Employers
Employers pull the credit reports of prospective employees as a way to determine whether they're trustworthy and good at managing money. But now more than 25 civil rights groups, labor unions and consumer groups have banned together to demand that TransUnion stop selling credit reports to employers. They say the practice is invasive, discriminatory, and worst of all, doesn't even work.
More »
Freeze Your Credit Report
One way to protect yourself from identity theft is to "freeze" your credit report. This means that no new lines of credit can be opened in your name because lenders are prevented from taking a look at your credit report. This stops identity thieves from opening credit cards under your name and going on spending sprees. It also means extra hassle for you when you want to legitimately open credit. There's always a tradeoff between security and convenience. Here's how to do it.
More »
5 Myths About Your Credit Score
How one's credit score is computed is to most people a complete mystery, akin to figuring out a quarterback's passer rating. Thus, there are numerous myths and half-truths that have attached themselves to credit scores, some of them having at least a partial basis in fact.
More »
Late Credit Card Payments At Lowest Rate Since Mid '90s
We mentioned a few weeks ago that
more Americans have begun paying down their credit card debt during the last two years rather than maxing out their accounts with stuff they can't afford. Now comes another sign of more responsible behavior... the rate of late credit card payments is the lowest it's been in 17 years — .That's an entire Bieber!
More »
How Long Should Paid-Off Medical Debt Be Part Of Your Credit Report?
Right now, any medical debt that gets sent to a collections agency can remain on your credit report for up to seven years, even after it's been paid off. This ding on your credit score can be the difference between qualifying for a loan or being denied. That's why the House Committee on Financial Services is looking at a bill that would erase some paid medical debts from folks' credit reports.
More »
Americans Actually Trying To Pay Down Credit Card Debt
From 2004 to 2008, while we all were busy flipping houses and blindly investing in luxury condo developments in Appalachia, credit card users were also spending $2.1 billion more in purchases than they were in bill payments. Since 2009, that tide has turned drastically.
More »
