Company Profile for Equifax
| Type | Public company |
|---|---|
| Founded | 1899 |
| Headquarters | Atlanta, Georgia, United States |
| Industry | Credit risk assessment |
| Key People | Richard F. Smith (Chairman and CEO) |
ADDITIONAL INFORMATION:
PO Box 740241
Atlanta, GA 30374
Toll free: 1-800-685-1111
E-mail: individual.custserv@Equifax.com
www.equifax.com
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Woman Spends 6 Years Trying To Convince Credit Bureaus She's Not Dead
By Chris Morran on April 16, 2012 2:30 PM
37 Comments
In 2004, a hospital staffer accidentally checked off "deceased" on a heart surgery patient's discharge papers. That one little tick mark on one document resulted in years of headaches for that woman, as she has attempted time and again to prove to the three credit bureaus that she is not a zombie. More »
Cordray: Credit Bureaus Are A "Murky Unknown" To Consumers
By Chris Morran on February 21, 2012 12:15 PM
75 Comments
Last week, the Consumer Financial Protection Bureau announced it was drafting new regulations that would allow for the oversight of the largest credit reporting bureaus and debt collection companies. The reason, explains CFPB head Richard Cordray is that many consumers are in the dark about these businesses and feel somewhat helpless when it comes to dealing with them. More »
The Ins & Outs Of Getting And Using Your Free Credit Report
By Chris Morran on January 26, 2012 12:15 PM
24 Comments
Regular readers of Consumerist know full well that those websites like FreeCreditReport.com and FreeScore.com (you'll forgive us for not actually linking to them) are not exactly what their names might have you believe. But there are new consumers born every day, so it doesn't hurt clarifying once again that there is only one place to score your credit reports with no strings attached. More »
Does A Bad Credit Score Mean You'll Be Bad At Your Job?
By Chris Morran on November 10, 2011 3:30 PM
161 Comments
A growing number of employers are running credit checks on potential hires before making a job offer. Unfortunately, there are a large number of people out there whose credit reports are still marred by the recent and ongoing economic troubles. So does it make sense to consider an applicant's credit history? More »
Freeze Your Credit Report
By Ben Popken on October 6, 2011 3:00 PM
52 Comments
One way to protect yourself from identity theft is to "freeze" your credit report. This means that no new lines of credit can be opened in your name because lenders are prevented from taking a look at your credit report. This stops identity thieves from opening credit cards under your name and going on spending sprees. It also means extra hassle for you when you want to legitimately open credit. There's always a tradeoff between security and convenience. Here's how to do it. More »
(Eva_Deht)
5 Myths About Your Credit Score
By Chris Morran on September 15, 2011 3:30 PM
47 Comments
How one's credit score is computed is to most people a complete mystery, akin to figuring out a quarterback's passer rating. Thus, there are numerous myths and half-truths that have attached themselves to credit scores, some of them having at least a partial basis in fact. More »
How Long Should Paid-Off Medical Debt Be Part Of Your Credit Report?
By Chris Morran on August 1, 2011 4:15 PM
75 Comments
Right now, any medical debt that gets sent to a collections agency can remain on your credit report for up to seven years, even after it's been paid off. This ding on your credit score can be the difference between qualifying for a loan or being denied. That's why the House Committee on Financial Services is looking at a bill that would erase some paid medical debts from folks' credit reports. More »
(strobist)
Do VIP's Get Privileged Treatment From Credit Bureaus?
By Ben Popken on May 16, 2011 12:00 PM
54 Comments
NYT reports that the three major credit bureaus each keep a special VIP list of important people who are given preferential treatment when fixing their credit reports. The list has the names of celebrities, politicians, judges and others on it. When they have errors on their reports, they are fixed by employees who work in America, and fixed swiftly. The rest of us get our requests shunted overseas to be dealt with in a cursory manner. More »
How To Dispute Credit Report Errors
By Ben Popken on June 24, 2010 11:00 AM
23 Comments
Over 80% of credit reports have errors on them, errors which could be lowering your credit score and keeping you from getting credit or paying more for it than you should. Here's how to fix them: More »
"Help, Equifax Won't Give Me My Credit Report!"
By Chris Walters on April 14, 2010 10:12 AM
25 Comments
A reader just had his credit limit lowered on a credit card due to some bad credit history that he says isn't his. He'd like to see what's going on with his credit report, but Equifax says he'll have to pay for the privilege, because they have no record of any inquiries in the past 60 days. The reader asks, "Has this happened to anyone else, where a credit card company waited over 60 days to notify them of credit limit reductions? Also, does this violate the FCRA?" More »
