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I spoke with Samir Kothari, the co-founder and vice president of products at BillShrink.com, to see what he thinks about the CARD Act and how it will change the credit card marketplace. More »
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(Photo: Jesse757)
—>You may think that buying an iPhone with AT&T service is an expensive commitment, and you'd be right. But as this chart from BillShrink shows, your total cost of ownership (TCO) for any of the latest smartphones is going to exceed 2 grand over a 24-month period. In fact, the highly-praised new Motorola Droid on Verizon works out to exactly the same TCO as the latest iPhone. More »
—>Credit Card companies, which must shape up Dec. 1 in order to comply with government-mandated reforms, aren't exactly rushing to shape up, reports BillShrink, a site that lets you compare credit cards, cell phone plans and other services. More »
—>When Wally first got his Capital One credit card, the interest rate was 12 percent. Then they raised it to 22.9 percent. Now they're going to raise it again—the day after Christmas—to 25.9 percent. More »
—>This Seattle KOMO News article about the free cell phone rate comparison site BillShrink — the site also compares gas prices and credit card offers — has an infomercial-like tone that almost made me dismiss it, but the evidence within convinced me BillShrink is worth a look. More »
—>As we noted yesterday, the average cellphone user is paying at least fifty cents to one dollar per minute because they're only using 32% of their minutes. To make sure you're on the plan with the best value, services like BillShrink and MyValidas can help you analyze your cellphone bill and see which plan you should switch to based on your actual minutes used. More »
—>Beverly, who always pays on time and recently started paying off her balance in full every month, just saw the rate on her Capital One card more than double, from 13.9% to 29.4%. That'll teach you to not help sink the economy, Beverly! More »
—>I got my first credit card from one of those guys on campus with a folding table and free tshirts. Back then, they gave give credit to anyone who could fog a mirror. No income? No assets? No clue? No problem! The tshirt wasn't even cool, it was for AT&T, and I got it as easily as my first beer. Nowadays, what the meltdown of our financial system and all, they actually have some requirements to pass before giving you a credit card. Crazy. So what's a young consumer looking for fresh plastic to do? More »
—>Yesterday I was on a conference call where a lady who's been writing consumer journalism since before I was even born, in response to me saying how we repackage useful information and make it funny and make jokes and put up pictures of cats, asked me if the site actually helps anyone. I told her quite firmly and loudly that we do and gave examples, and here's another one to throw on the evidence pile. Kevin writes: More »
