This is so ridiculous. Like most posters here, Pandora helps me discover bands I never knew existed. Then I go out and buy their albums, tshirts, etc.

The Hartford does this. However, it's not something that is advertised. The less miles you drive, the less risk there is that you will be in an accident. Every two years we send out questionairres on odometer readings. If a customer disagrees with how many miles we're rating them on, they can give us odometer readings from oil change receipts or something like that. It's not necessary for them to send them in unless they're being fishy in general. It works both ways, though. If you take a lot of vacations your annual mileage goes way up.

This happened to me with a chicken tender from Burger King. I was about twelve at the time. My parents called Burger King immediately. I had to go to the dentist to get a tooth pulled and everything. It was settled out of court; they paid for all of my dentist bills and I got a couple thousand dollars.