Trying to argue your way out of a traffic ticket is one thing. But presenting a four-page letter that presents the physical impossibility of the situation described in said ticket is something that could only be done by an expert physicist. So if you don’t want to pay $400 and happen to know such a person, it might turn out handy. [More]
A 4-Page Paper Arguing Your Case With Physics Will Get You Out Of A Ticket
By April 16, 2012
The Supermarket Tricks You Need To Avoid To Save While Shopping
By April 13, 2012
You might have a good set of tactics while shopping at your local supermarket. But are you savvy to the subtle ways food stores (and other retailers) get you to buy more? There might be a few tricks you’ve fallen prey to in the past. [More]
An Example Of When Buying A Generic Drug Can Save You 72%
By April 13, 2012
Yeah, buying generics drugs instead of their snazzy brand name versions could stifle an allergy, calm a nasty cough or banish that throb on the cheap. But at more than half the price? [More]
For Cheap Toiletries, Don't Turn To Your Local Pharmacies
By April 13, 2012
How many times has this happened to you? You’re at your neighborhood drugstore, picking up meds, when you remember you need shampoo or maybe some other personal care product as well. You’re at the store, they have the what you need… But are you gonna get hosed at the checkout? [More]
Making An Early Retirement Work
By April 13, 2012
Some people are so obsessed with their work that they can never envision chucking everything to begin a life of leisure, while others have spent most of their work lives counting the days until they no longer have to clock in. If you opt to jump the gun and call it a career before you hit your golden years, you’re taking a calculated risk, hoping to make your savings stretch out longer rather than spending more time to build it up before you take the plunge. [More]
5 Situations Where You Shouldn't Use A Debit Card
By April 12, 2012
Debit cards can help you manage your budget without sacrificing the convenience of credit cards. But there are just some cases where you absolutely should not use debit for credit. [More]
CFPB Rolls Out Tool To Help Students Comparison Shop For Financial Aid
By April 12, 2012
The Consumer Financial Protection Bureau is in its infancy, but already it’s taking steps to create tools that can help people in a very real way. It rolled out a beta version of a cost comparison shopping tool, aimed at guiding students and their families through the process of researching financial aid options. [More]
Stuck With A Forged Check? Homeowners Insurance To The Rescue
By April 12, 2012
The bad news: Someone passed a bum personal check to you as a payment. The good news: Your homeowners insurance policy might cover you — even if you got stiffed with bogus cash. [More]
Don't Be Tempted By Cash-Back Rewards At The Gas Pump
By April 12, 2012
National average gasoline prices are undoubtedly heading for the $4 per gallon mark. And the offers of cash back or other rewards at your local station — where gas prices are probably a lot higher — may look awfully tempting. But don’t think you’ll reap windfalls if you sign up for that new gas station credit card! [More]
Guard Against An IRS Underpayment Penalty
By April 12, 2012
If you pulled in more money than you’re used to making — especially if it came from untaxed work — you could be facing a higher-than-expected tax bill that will grow even higher due to a prepayment penalty of 3 or 4 percent if you owe more than $1,000. There’s not much you can do to avoid the penalty for your 2011 taxes, but you can take steps to avoid it next time. [More]
Fighting Back Against An Incorrect Form 1099-C
By April 12, 2012
If you negotiate away credit card debt, it’s possible that the bank that cuts you a break will issue a form 1099-C, which reports the amount of debt it canceled and could force you to pay more taxes. If you receive such a form, it’s a good idea to look it over and make sure it’s accurate. If it’s not, you may have a battle on your hands. [More]
The Few Things On Your Resume That Matter
By April 11, 2012
Job-hunters spend hours, if not days or weeks, honing their resumes to a fine point. They’re hopeful that their tweaks and optimizations will do just enough to grab the attention of job recruiters and managers. But much of that work may be in vain, because resumes often only get a few seconds to do their jobs before they’re dismissed. [More]
What To Keep In Mind When Recording Police
By April 11, 2012
Before you pull out your phone to take a video of law enforcement officers at work, you should brush up of the legal ramifications of what you’re about to do and take care to protect yourself. A misstep could get you in trouble. [More]
Productivity Killers To Identify And Remove
By April 10, 2012
Workplace distractions can siphon away your attention, forcing you to lose office stature along with your focus. In order to operate at top speed and efficiency, you’ve got to sniff out obstructions that slow you down and make it difficult to work. [More]
How To Save Your Instagram Photos Before You Delete Your Account
By April 10, 2012
If you’re miffed that Facebook has flung its billions around to engulf Instagram, you may want to take your photos and run. [More]
Do Some Heavy Lifting, Save On Gym Memberships
By April 10, 2012
Some workout enthusiasts rationalize paying a lot of money for gym memberships by telling themselves that the financial commitment makes them work out more often to get their money’s worth. That’s just crazy talk. If you work at it, you can trim your monthly membership fees along with your waistline. [More]
3 Ways To Fall Into Debt, 3 Ways To Climb Out
By April 9, 2012
There are countless ways to wind up in the red, and many of them start with the best of intentions. Seemingly smart investments, luxury purchases you thought you could afford and once-in-a-lifetime vacation deals can all place you in the chokehold of compound interest. [More]
Banish Boomerang Kids And Reclaim Your Home
By April 6, 2012
Last week we talked about reasons twentysomethings don’t need to be afraid to live at home for a few years before they launch their careers. Now we’ll to look at the other side of the coin, at long-suffering parents who aren’t happy that their grown children still live with them. [More]
