Just Got A Job? Here's How To Handle Your Newfound Income

Just Got A Job? Here's How To Handle Your Newfound Income

If you’ve lived on a tight budget for a while because you’ve been out of work or gone back to school, it’s a little bewildering to start drawing paychecks from a new job. You may feel rich, but your wealth will be determined by your budget rather than your income. [More]

Swerve Around The Costs Of Expensive Ski Vacations

Swerve Around The Costs Of Expensive Ski Vacations

Paying for a ski trip can seem like a blind run down a rough slope, with formidable costs hard to avoid as you careen down the mountain. Veterans of the slopes know how to cut down on costs so they can focus on enjoying their time in the snow. [More]

Learning To Save Money Is Like Learning To Lose Weight

Learning To Save Money Is Like Learning To Lose Weight

If you’ve never lost control of your budget or your weight, you can’t truly appreciate how great it feels to take command of either, enact a pragmatic strategy and see results. If you become skilled at managing one aspect, it can lead to success in another. [More]

How Savoring Translates To Savings

How Savoring Translates To Savings

New things seem like the most amazing things ever until you get tired of them and get the urge to replace them with newer stuff. The buy-boredom-replace cycle is natural and tough to avoid, but you can save money if you can figure out how to stretch it out longer. [More]

5 Senior Discounts That Make You Wish You Were Old

5 Senior Discounts That Make You Wish You Were Old

Your golden years come with a gold rush of discounts. Looking to cater to seniors eager to stretch out their funds, businesses offer sweet deals to the older set. [More]

3 Things Dr. Seuss Books Can Teach You About Money

3 Things Dr. Seuss Books Can Teach You About Money

Renowned children’s author Dr. Seuss was great at instilling life lessons through resonant rhymes and artwork. His books also pack some poignant financial lessons. [More]

5 Creative Uses For Common Items

It’s empowering to discover alternate uses for regular household items. Explore these secrets and you can save yourself trips to the store to get things you thought you needed but actually can do without. [More]

Hidden Costs Of Being A Bridesmaid

Maybe the phrase “Always a bridesmaid, never a bride” is less a lament of singledom and more of a complaint about being forced by a succession of friends to make unreasonable financial sacrifices in the name of their big day. Women who are asked to be bridesmaids are forced through a gauntlet of brutal financial and time commitments, and should bear those costs in mind before accepting a request from a bride-to-be. [More]

When To Keep Your Credit Cards Safely In Your Wallet

Yesterday we addressed reasons you shouldn’t use a credit card to pay your taxes, and there are several other situations in which personal finance experts recommend keeping your cards holstered. Fees, interest charges and security pitfalls are reasons to opt for other methods of payment. [More]

Why You Probably Shouldn't Use A Credit Card To Pay Your Taxes

As the deadline for filing your federal tax return draws near, so does the anxiety of how you’re going to pay Uncle Sam the money you owe. If you can’t write a check for the full amount, the simplest and fastest way could be to put it on your credit card. But that’s probably not a good idea. [More]

Don't Fall Into The Credit Card Balance Transfer Trap

If you’re holding a hefty balance on your credit card at a double-digit interest rate, it might be tempting to apply for that new credit card promising you 0% interest on balance transfers for anywhere from 12 to 18 months. While it’s definitely a sound idea to pay less interest, don’t be tempted into behavior that will only lead you into deeper debt. [More]

3 Ways To Save Money On Your Car

It can be depressing to calculate the amount of time you spend working to pay for your car. Your ride siphons money from you in an overwhelming amount of ways, including your monthly payment, gas, insurance, registration fees, maintenance and repair. If you want to start living more frugally, you can cast a stink eye at your car to look for ways to start cutting back. [More]

Don't Mistake Credit For An Emergency Fund

Don't Mistake Credit For An Emergency Fund

If you’re struggling to make ends meet, it’s understandable to half-joke that your credit cards act as your emergency fund. But if you can save and choose not to, content that credit will rescue you from any trouble that arises, you’re only tempting fate. [More]

How To Save While Throwing A Super Bowl Party

How To Save While Throwing A Super Bowl Party

If your social circle converges on your house to watch the best commercials of the year and the obligatory football that plays out in between, the burden to host a Super Bowl party can ravage your budget like University of Arizona product Rob Gronkowski does hapless secondaries. But you can cut corners here and there to trim costs without letting your frugality show. [More]

Curb Impulse Spending By Carrying Larger Bills

Curb Impulse Spending By Carrying Larger Bills

If you’ve got a bunch of singles in your wallet, you probably don’t think much of burning a few of them on a trinket or snack that catches your eye. If you’ve got larger bills, such as $20s or $50s, you’re probably less likely to go through the hassle of breaking them just to indulge your whims. [More]

How To Decide Whether To Sock Funds Away Or Pay Off Debt

How To Decide Whether To Sock Funds Away Or Pay Off Debt

When you get a hold of a large chunk of cash — say, from a bonus, tax refund or item sale — those with the self-control not to blow the funds have to decide whether to save it or pay off debt. While there are other options available, such as investing or donating the money, saving vs. debt reduction is one of the tougher quandaries to decipher. [More]

3 Crazy Financial Stunts To Attempt

3 Crazy Financial Stunts To Attempt

Saving money and slashing spending aren’t typically the most entertaining or intrinsically rewarding activities, but those who make a game of the act can entertain themselves and others with bold attempts at lofty financial goals. [More]