Learning To Save Money Is Like Learning To Lose Weight

Learning To Save Money Is Like Learning To Lose Weight

If you’ve never lost control of your budget or your weight, you can’t truly appreciate how great it feels to take command of either, enact a pragmatic strategy and see results. If you become skilled at managing one aspect, it can lead to success in another. [More]

If You've Got A Nanny, The IRS Has A Tax For You

If You've Got A Nanny, The IRS Has A Tax For You

You may not think of yourself as an employer just because you have someone drop by the house to watch your kids, but the Internal Revenue Service sees things differently. Many parents are taken by surprise by the “nanny tax,” which requires parents to pay FICA and FUTA taxes. [More]

How Savoring Translates To Savings

How Savoring Translates To Savings

New things seem like the most amazing things ever until you get tired of them and get the urge to replace them with newer stuff. The buy-boredom-replace cycle is natural and tough to avoid, but you can save money if you can figure out how to stretch it out longer. [More]

Aim For These Ratios To Get In Good Financial Shape

Aim For These Ratios To Get In Good Financial Shape

Wealth and prosperity aren’t really about how much you make, but about how well you use what you have. If you offset a high-income job with wild spending habits, you’ll be in worse financial shape than someone who makes half as much as you but saves and lives within their means. [More]

5 Senior Discounts That Make You Wish You Were Old

5 Senior Discounts That Make You Wish You Were Old

Your golden years come with a gold rush of discounts. Looking to cater to seniors eager to stretch out their funds, businesses offer sweet deals to the older set. [More]

Scare Yourself Into Paying Off Your Credit Cards With This Tool

Scare Yourself Into Paying Off Your Credit Cards With This Tool

If you’re accustomed to paying just the minimum payment on your credit card bills each month, you might change your ways if you discover how long it will take you to get rid of your debt. [More]

3 Things Dr. Seuss Books Can Teach You About Money

3 Things Dr. Seuss Books Can Teach You About Money

Renowned children’s author Dr. Seuss was great at instilling life lessons through resonant rhymes and artwork. His books also pack some poignant financial lessons. [More]

Hidden Costs That Come With New Homes

If you’re having a house built, you’re in for a heck of a lot more charges than your down payment, closing costs and mortgage payments. To shape your new home into something livable, you’ll need to go out and buy things that you might normally take for granted. [More]

Calculate How Much Of A Reserve Fund You Need

Personal finance experts crow on and on about how crucial it is to save up a reserve fund to help you survive a job loss or financial disaster. Deciding exactly how much to set aside, however, is a matter of philosophies and resources. [More]

How To Adjust Your Budget To An Income Boost

Maybe it’s been so long since you’ve gotten a raise that you wouldn’t know what to do with the money when it hit you. Such a problem is a nice one to have, but still a problem. Act carelessly with your newfound income and you’ll hardly notice that you’ve got it. [More]

Stuff To Consider Before Building An Addition Onto Your Home

Some homeowners are convinced that they need more space, and glance through their walls with visions of new rooms dancing in their heads. The trigger-happy subset of these folks jumps into these projects with abandon, certain that the addition will “pay for itself” by upping the value of the home. But in a housing market like this, such assumptions can be faulty. [More]

5 Creative Uses For Common Items

It’s empowering to discover alternate uses for regular household items. Explore these secrets and you can save yourself trips to the store to get things you thought you needed but actually can do without. [More]

Hidden Costs Of Being A Bridesmaid

Maybe the phrase “Always a bridesmaid, never a bride” is less a lament of singledom and more of a complaint about being forced by a succession of friends to make unreasonable financial sacrifices in the name of their big day. Women who are asked to be bridesmaids are forced through a gauntlet of brutal financial and time commitments, and should bear those costs in mind before accepting a request from a bride-to-be. [More]

Tips To Help New Investors Get Started

If you’ve just started investing, you’re bound to make a few mistakes as you find your footing. While there’s no guaranteed formula for success, there are ways to put yourself in the best position possible to start off strong and stick around for the long haul. [More]

3 Reasons You Shouldn't Think Of Your Home As An Investment

Homeowners tend to see their property as passive investments that will hopefully pay off at some point in the future. The housing market collapse has corrected much of that thought process, but there are still those who figure that buying in when prices are low will work out well decades from now. [More]

Not-So-Fun Facts About Home Equity Lines Of Credit

Homeowners whose property is worth more than what they owe have the option of using their equity to get a hold of more money. Home equity lines of credit can fund education expenses, home improvements or help you pay off debt with higher interest. The credit can be a lifesaver, but can also get users in trouble. [More]

Before You Get A Pet, Determine How Much Money It Will Steal From You

When you’re looking for a pet, you’re probably thinking with your heart rather than running a cost-benefit analysis. But animal sidekicks come with a plethora of hidden challenges, including financial demands that you’ll need to make sure you can handle. [More]

How To Save While Throwing A Super Bowl Party

How To Save While Throwing A Super Bowl Party

If your social circle converges on your house to watch the best commercials of the year and the obligatory football that plays out in between, the burden to host a Super Bowl party can ravage your budget like University of Arizona product Rob Gronkowski does hapless secondaries. But you can cut corners here and there to trim costs without letting your frugality show. [More]