The February issue of Kiplinger's has advice for how to save a million dollars at any age from 25-55. The longer you've got the easier it sounds, of course.... and the more inflation will take a toll on your million. Even so, interesting stuff.

How To Save A Million at 25:
To reach one million by age 65 you need to save $286 per month.

How To Save A Million at 35:
To reach one million by age 65 you need to save $671 per month.

How To Save A Million at 45:
To reach one million by age 65 you need to save $1,698 per month.

How To Save A Million at 55:
To reach one million by age 65 you need to save $5,466 per month

(Photo:Tracy O)