Besides being annoying and disruptive, some telemarketers are outright crooks, trying to swindle the unaware out of their hard-earned money. Via Fraud.org, here are six tell-tale conversation flags that indicate you're dealing with a telephonic scam artist:

• Promising that you can win money, make money, or borrow money easily
• Demanding that you act immediately or else miss out on this great opportunity
• Refusing to send written information prior to your purchase or donation
• Trying to scare you into buying something
• Insisting you wire money or a courier will come by to pick up your payment
• Refusing to stop calling after you ask them to stop.

Five Steps to Help Seniors Targeted by Telemarketing Fraud [Fraud.org]
(photo: jpghouse)