Not all people whose accounts are sold to debt collectors are cheats and scalawags. Sometimes they're just people who made a mistake somewhere... or sometimes the debt isn't even valid

Regardless of guilt, you need to take some immediate steps if a debt collection suit lands on your doorstep, and reader and consumer lawyer Sam Glover is here to tell you what they are.

Unsurprisingly, he you advises to get a lawyer. It may come as a surprise that in this case they're not very expensive. — BEN POPKEN

In the event of a lawsuit, please head for the nearest lawyer [Caveat Emptor]