TD Bank Teller Accused Of Stealing $100K From Customer Accused Of Cheating State Out Of $545K In Tax Refunds

Two wrongs don’t make a right, and stealing money from someone who stole it to begin with does not earn you a Get Out of Jail Free card. At least that’s what the authorities are telling a former TD Bank teller who stands accused of siphoning off nearly $100,000 from a customer who has been indicted on charges of deceiving the state of New Jersey into paying out $545,000 in tax refunds.

According to the Gloucester County Times, the customer first opened the TD Bank account in 2009 using money he had gotten from four allegedly fraudulent tax returns he’d filed in 2008.

When the teller created a debit card for the man, she also made a second one for her own personal use. Police say she then used that card to help herself to $98,445 of the customer’s money.

The customer pointed out the mysteriously missing funds to the bank and to the police. This complaint sparked an investigation which, unfortunately for him, resulted in investigators looking into the source of his wealth. He was ultimately indicted on charges of money laundering, theft by deception, four counts of filing or preparing false returns, second and third-degree elements of computer theft and criminal attempt theft by deception.

Meanwhile, the teller, who has since moved from New Jersey to Georgia, has been indicted on six counts altogether, one each of theft by deception, second-degree elements of computer theft, third-degree elements of computer theft and filing false or fraudulent returns, and two counts of failure to pay taxes, penalties or interest.

Willingboro bank teller stole $100,000 from account of an accused thief [NJ.com]

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  1. Fubish says: I don't know anything about it, but it seems to me... says:

    This reminds me of the idiot who called 911 to report that he got ripped off when he bought some grass.

    • Portlandia says:

      This reminds me of the old guy who bypassed his electric meter in the 50s and had been getting free electricity for 60+ years and then called the electric company when there was a power outage. He was back billed $30k for all those years and charges were filed.

  2. Marlin says:

    HEY!!! POLICE!!! Someone stole my stolen goods and also I can’t find my bag of weed either. Can you help?

  3. Bladerunner says:

    Ouch. Teller probably figured a thief wouldn’t be stupid enough to call the cops about being robbed of ill-gotten gains.

    It’s like the crackheads calling the cops when they think they’ve been shorted by their dealers.

    • lovemypets00 - You'll need to forgive me, my social filter has cracked. says:

      I saw this scenario on an episode of Cops a few years back. Local crackhead goes to former crack dealer’s house, only it’s now inhabited by non-crack dealing people. Said people get sick of crackheads showing up, and start selling them pieces of plaster. Crackhead calls police, wants $20 back because she received plaster instead of crack. D’oh!

    • econobiker says:

      Like recently when the woman who scammed Oregon on a tax return for $1million + and then called when one of the debit cards with the return money linked to the card was lost…

  4. SkokieGuy says:

    “third-degree elements of computer theft”? Never heard this type of charge before. Does this mean somehow Kevin Bacon was involved?

  5. sufreak says:

    I just wonder why they started investigating him. It seems a bit out of scope.

    • Applekid says:

      If you understand the job of the police, it’s clear. Induct as many people as possible into The System as possible.

      Which is also why crime prevails, because those who aren’t as clean as the wind driven snow become afraid to report bigger crimes, because the police can and will sweep both up, because those that report are still just civilians ready for processing.

      • thomas_callahan says:

        Yeah, that’s why there’s crime — people are afraid to report crime to avoid “The System”…

        Can I assume you got burned for reporting something when your own illegal behavior came to light, and now you want to blame it on “The System”?

        Or did you just watch 1984?

    • InsertPithyNicknameHere says:

      Well, not necessarily. Deposits over a certain value have to be reported to the Fed, because a pattern of multiple large deposits is a flag for potential money laundering. If a person makes multiple deposits over several days that are just under the reporting threshhold (or, even more suspicious, multiple deposits on the same day at different bank locations), and these are then turned up in the investigation of theft, that would likely be suspicious enough to warrant additional investigation.

      • econobiker says:

        The original thief probably had nice big checks from the IRS- no questions asked there about “smurfing” deposits or the origins of the money.

    • There's room to move as a fry cook says:

      The tax cheat reported the missing funds to the bank and to the police.

  6. AtlantaCPA says:

    So do the two really have anything to do with another? Did she target this guy b/c it was stolen money as is being implied or just because he had a lot of money?

    Also, I wonder if he took the advice of commenters on this site and checked his balance regularly, he would have caught it sooner and the police wouldn’t have taken as much notice? That would be ironic.

    • ARP3 says:

      Not sure how she’d know that unless she was helping send reports to the authorities as part of a warrant. If so, she probably thought that since his money was “dirty” that he wouldn’t report it stolen or missing.

  7. Blueskylaw says:

    So the teller bit the hand that bit the state. I guess they
    didn’t hear the part about how the big dog always wins.

  8. Loias supports harsher punishments against corporations says:

    The teller is a hero! They led the police to the REAL criminal!

  9. philpm says:

    These two should get married. Sounds like a match made in heaven to me.

    • MarkFL says:

      That would have worked out much better for the teller. Instead of getting 18% of the money and being charged with theft, she could just divorce the guy, get 50% plus alimony in the settlement, and court would back her up.

  10. MarkFL says:

    Two questions:

    1) Since the teller was caught stealing the money from the customer, is she expected to pay back the customer? I know the money was originally stolen from the state, but she’s not charged with stealing from the state. Well, not directly…which brings me to…

    2) Since one of the charges is failure to pay taxes, she presumably would have to pay the back taxes. But if the original money is at least partially paid back, can she claim the amount reimbursed as a business loss?

    DISCLAIMER: I’m just curious. This is NOT any kind of research.

    • StarKillerX says:

      I missed that, so she’s being charged with not paying taxes on money she stole?

      Really?

      Following that logic shouldn’t every thief and drug dealer arrested also be charged with tax evasion?

      • ttw1 says:

        By law, they could be.

      • MarkFL says:

        It’s in the last paragraph of the story above.

        Technically every thief or drug dealer CAN be charged with tax evasion, unless they actually report the income. (I’m sure there are all sorts of creative ways to report the income without being obvious that the activity is illegal. This is one reason money is laundered.)

        Often, however, this tactic is used primarily against federal criminals who have proven difficult to convict for the original crime. Surely you’re aware this was how they finally convicted Al Capone.

        • econobiker says:

          “Technically every thief or drug dealer CAN be charged with tax evasion, unless they actually report the income.”

          Yup- that is why organized crime often targets cash dependent businesses for takeover.

  11. Torgonius wants an edit button says:

    If only the tax cheat who opened that account had made a donation to the South Jersey Democratic Machine, he’d never have any of those pesky law enforcement issues.

    If he’d lived up north, his donaton should have been to the Republican machine instead, so the corruption does cut all ways here in the Garden State.

    • It's So Cold in the D says:

      New Jersey is ranked the number one state for anti-corruption legislation. Maybe in the 1980s, New Jersey could be paid off, but today the mafia has moved westward.

      • MarkFL says:

        Maybe NJ has the most anti-corruption legislation because it has the greatest need for it? :-)

  12. It's So Cold in the D says:

    Wow, I’ve been banking at this exact branch for over four years now. I’ve probably even had her as a teller! It’s a shame there’s no way for the customer to see how many debit cards are linked to the account without contacting the branch, and as a former-teller – that’s something that no one would ever suspect to check unless the customer brought it to their attention! Wild!

  13. soj4life says:

    One thing, tellers don’t make debit cards for customers nor do they have the access to. But you did use an article from the times as the source, so that explains the misinformation.