Personal Finance Roundup

How to Know When to Quit [Get Rich Slowly] “Winners quit all the time. They just quit the right stuff at the right time.”

Weird stuff that hurts home values [MSN Money] “All sorts of factors can diminish what your home is worth, such as the way your house compares with others in the area, your neighbors or a faulty appraisal.”

10 Concrete Tips To Dine Out For Less: Save Money When Eating Out [The Digerati Life] “Here are 10 glorious tips to help you make the most out of dining out.”

Where to Find 7% Yields [Smart Money] “Preferred shares issued by real estate trusts are one of today’s few sources of healthy investment income.”

Best jobs for fast growth [CNN Money] “If you’re stalled or burned out, these fast-growing fields (with relatively low barriers to entry) can help you earn more, get ahead and put life back into your career.”

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  1. pecan 3.14159265 says:

    Some of those dining out tips are idiotic. Skipping the booze, using restaurant.com, those are good ones, but some of these are just idiotic.

    Do surveys and get gift cards to restaurants…most places that offer surveys for gift cards are chain restaurants, and I wouldn’t wish Chili’s Bar and Grill on my worst enemy.

    Go where kids can eat free…okay, but then you’re totally tethered to where kid can eat free, and the food is usually crappy, you’re usually NOT where you want to eat anyway, and then you’re surrounded by other children.

    The leftover bonanza…along with the tip about sharing a meal, it assumes everyone eats the same thing anyway. It’s not that people have “heartier” appetites and want a meal all to themselves; sometimes people just don’t eat the same things. I rarely ever order the same meal Mr. Pi does.

    Taking it to go…part of eating out is not needing to cook your own food, but also the experience of being out of the house. Being away from having to do anything yourself for an hour or two. Plus, it’s getting close to winter and it gets dark by 6:30, so a picnic in the dark isn’t that fun.

  2. sirwired says:

    “Where to find 7% yields” It sounds great, but that article fails to mention the rather major risk that the 7%-paying Real Estate Trust can also simply go bankrupt. Many of these have indeed paid out great dividends, and then ran out of money, and the principal disappears then too. And the risk of that happening is not low… there’s a REASON they are offering dividends so high…

    “Best Jobs for Fast Growth”: Structural Engineering, Civil Engineering, Environmental Engineering, Management Consulting, IT Consulting, etc? have “relatively low barriers to entry”? No, they don’t. Each one of those fields takes years of education and experience to make anything vaguely resembling a usable paycheck. (Nobody will hire a consultant without experience, and those engineering fields usually require a license, which also requires experience to obtain.) Anyone is certainly welcome to switch into those fields, but don’t count on collecting great pay in less than seven or eight years from the time you decide to switch.

  3. Back to waiting, but I did get a cute dragon ear cuff says:

    As to the restaurant tips.

    I LOVE #1- Don’t eat out as often.

    Yes, I use Restaurant.com about 40% of the time I eat out. My kids (13 & 11) aren’t that picky, but a lot of the restaurants near me are Indian, Thai and similar that I love, but my wife can’t handle due to a sensitive stomach.

    Skip the booze? Nah. But, skip the frilly umbrella drinks and the “House Specialties”. Those are the highest priced, with no prices on the menu. House wines are normally pretty passable, and they tend to have a more generous pour in my experience. Disclaimer, I can drink cheap wine, but not cheap beer.

  4. speedwell (propagandist and secular snarkist) says:

    Also, the tip in the comments of the restaurant article about ordering appetizers instead of full meals, on the theory that full meals served in other countries are the same size as appetizers here? Has the commenter actually eaten overseas? You must be kidding me. I got taken to churrascarias in Argentina and Brazil, had a hunt dinner in Germany, got served a bewildering amount of fish and chips in England, couldn’t finish my haggis and neeps in Scotland (and I like haggis and neeps), wanted to call a halt to sausage and sauerkraut in Budapest (but I don’t speak enough Hungarian to put it diplomatically), and Dubai… Christ, Dubai is an exercise in grotesque wanton excess all by itself, even without counting the food, which was great and abundant whether it was in the hotel, at the jobsite, or in the expat worker neighborhoods (mmm, appams…). Tapas are free in Madrid; my friend there laughed when I told him they have tapas bars here where they charge by the plate. Now that’s a bargain.