Strange Types Of Insurance You May Have Without Realizing

By signing insurance policies for your home, car and health, you might have gotten yourself more coverage than you’ve bargained for. According to a veteran insurance writer, there are several obscure coverages most beneficiaries might not realize they qualify for.

MSN Money rounds up the oddities:

*Tombstone damage. Often included in homeowners insurance policies, this covers the damage a vandal might do to a loved one’s grave marker.

*Massage. If you can convince a doctor or chiropractor to prescribe you the treatment — say, for an accident or injury — you could be in for some free rubdowns.

*Locksmiths. If you’ve got roadside assistance coverage with your auto plan, you could be covered if you lock your keys inside your car.

Insurance you didn’t know you had [MSN Money]