Chase Does Its Part To Keep Postal Service In Business

Dustin says Chase usually checks in with a couple credit card solicitation mailings a week, but decided to step up its game in the past couple days, cramming his mailbox with seven letters advertising zero percent balance transfers.

He writes:

The picture is of mailings from Chase we have received in just the past two days. We usually get one or 2 two a week from Chase, but this is ridiculous. The four on the right were received yesterday (two for me, and two for my wife — same thing), and the bigger envelopes on the left were in our box today (one for me, and one for my wife).

What’s the most mail you’ve received from a company in a 2-day span?

If you’ve managed to free yourself from a bank’s junk mail list, how did you do it?

Comments

Edit Your Comment

  1. justagigilo85 says:

    Here’s a thought: Opt out.

    It’s free and takes less than 5 minutes.

    • Loias supports harsher punishments against corporations says:

      Question: Are you aware that opting out only applies to businesses you do not have a business relationship with?

      So if you are a Chase customer, you can legally get 1,000 letters a week from Chase even if you’ve opted out of junk mail.

      The More You Know…

      • Christopher Jablonski says:

        And even if you meant “opt out” in the general sense, still… no. I sign up for paperless statements with all companies I have accounts with, and many still routinely send me paper mail. INCLUDING STATEMENTS. Urgh.

        • Milch says:

          Ive got all my accounts paperless but have never had an account with Chase nor am I interested. I receive these letters from them and others routinely and just throw them in the recycle bin. Let them continue to waste their money sending these offers over and over again.

      • Red Cat Linux says:

        Actually, call up the company. Tell them that you do not wish to receive pre-approved loan offers/checks from them. Three out of four card companies I made this request to stopped.

        Unfortunately, Chase is the only one that persists in this behavior. The dreaded BoA boys, however, gave it a rest, along with M&T Bank and another bank which I can’t recall the name of, but I eventually closed the card account.

      • justagigilo85 says:

        I do all my banking with chase and I’ve opted out years ago. I can’t remember the last time I got a solicitation in the mail.

        You were saying…?

  2. unsmith says:

    Four small envelopes and two large envelopes is six, not seven. Math fail.

  3. jessjj347 says:

    Wow, you really can tell when a person or company has too much money. They become very wasteful…

  4. bleigh says:

    they must have some type of error in their system. I’ve received 4 letters in the past week about getting CC’s… I have 1 card from them. What a waste of paper.

  5. Cantras says:

    Good to know it’s not just me, at least. I thought they’d declared war on me after I started sending back shredded applications.

    • Red Cat Linux says:

      For a while I would use the prepaid envelope inside to mail their offers back to them with a big not interested, stop mailing this crap to me written on it.

      It supports your local post office, puts the onus of part of the trash back on them and is, ever so slightly, gratifying knowing they have to pay even that small amount to get nothing back.

      • TimothyT says:

        FYI, putting staples thru the envelopes makes it impossible for a machine to sort, open, and process so a human has to open it and see it.

  6. Doubts42 says:

    Verizon does this to me. I have Fios at home and so i get 10-15 pieces of junk mail a week from them. I recently had a problem with my billing and my service got shut off because I threw the billing notice out with the junk mail.

  7. rambo76098 says:

    I’ve gotten all of these too in the past week, 2 for slate card, 3 for freedom card, and I already have a freedom card!

    They also sent me a card to open a new checking account and get $100. I already have one with Chase…

  8. Loias supports harsher punishments against corporations says:

    Someone should sell steel (or another heavy metal) shaped to fit in these return envelopes. Since postage is guaranteed, these merchants pay to have a steel sleeve mailed back to them. Do this enough and they will start to rethink their mailing strategies.

    Bonus: You help keep the U.S. Postal Service solvent.

  9. BurtReynolds says:

    I used to get a Chase offer every Thursday. It was consistent for probably six months and it seems they finally gave up.

  10. ahecht says:

    Sprint used to send me 4-6 copies of each phone bill, each in separate envelopes. Usually they would arrive all at once, but sometimes I would get a few one day and a few more the next day. I called Customer Service and they said that this was fairly common, and that the only solution was to switch to e-statements.

  11. Cheap Sniveler: Sponsored by JustAnswer.comâ„¢ says:

    Yep, Chase does this to us, too. We’re closing our checking and savings but keeping their credit card (and using it to but a pack of gum now and then) so I guess it will keep coming.

    In a related story, I cancelled DirecTV over a year ago and I STILL get weekly mail from them begging me to come back (NEVER, you bastards! NEVER! You hear me!! hahahaha) This is in addition to the pounds of advertising and “to occupant” I get from them, Dish, and Comtrash.

    Would you readers PLEASE stop giving your money to these guys so they can’t spend it on advertising?

  12. Kishi says:

    My wife got three offers in the mail yesterday from Chase. I guess that explains why they need to start charging a $12 fee on my checking account, those envelopes aren’t fee.

  13. mauve says:

    I requested a PIN from BCBS and I received one mailing a day for more than a week with the same PIN. Not a lot of varied mail, but still – the same mail probably at least 10 times.

  14. PLATTWORX says:

    Citibank used to do this to me when I had a credit card with them. A least weekly, if not more often, I would get an envelope marked “Important Account Information” that ALWAYS just had balance transfer checks in it. I never transferred a balance, never wanted to and balance transfer checks that no one asked for is not “Important Account Information”. It was a ploy to trick customers into opening the envelopes… so I closed the account. That ended those.

    I do have a Chase credit card and, for some reason, they have been mailing me large white envelopes each week to “introduce me to my exciting rewards program.”. Um, ya…. I know about it. It isn’t that great and I saw it all online. Why do I need these mailings?

    It seems Chase and Citibank have too much money on hand. Time to cut fees.

  15. Applekid ┬──┬ ノ( ゜-゜ノ) says:

    I’m just curious what goes through Chase’s advertising process.

    “Well, if this 2049th letter doesn’t interest him, surely this 2050th letter will!”

    • FuzzyWillow says:

      I have the same problem with GEICO, almost a year ago I went on their web site to get a quote. Didn’t take them up on their offer. Now a non-stop endless stream of junk mail from them. I called 3 months ago to get them to stop – it still comes…

    • Saltillopunk says:

      Seriously, I feel the same way about this. How hard is it to program the system to cease mailing offers after 2 or 3 attempts with no response? Like many noted here, I too get several card offers from Chase as well. I also send the shredded document back to them in their pre-paid envelope.

  16. gqcarrick says:

    I always do my part to help out the USPS, by mailing all the contents of those credit card offers right back to them. Then I shred anything with my name on it and donate it to the SPCA who get money for used paper in their Paper Retriever dumpsters.

  17. Reading_Comprehension says:

    I get regular balance transfer offers from Capital One and Chase (who I have cards with), and offers for life insurance and a mortgage rebate earning credit card from Wells Fargo (who owns my mortgage) so there isnt anything I can do about it. I also get the big rewards catalog from Chase with colorful, pretty pictures of all the things I’ll NEVER do with my reward points. I get the $25 check as soon as I can, every time.

  18. Mudilo says:

    I suspect they may have bought a new batch of names, and they don’t have a process to see whether they’re already sending tons of junk to this person. My dad has an AT&T cell phone and they still have him (with the name slightly misspelled) as a non-customer in addition to customer, so he gets bills, as well as offers to sign up. So maybe the OP and his wife now exist twice in their system.

    Chase is the worst- I normally return their schluck, and I write “please return” on the front and i draw a middle finger and write “remove immediately” on the back. Although, I do suspect that by doing this I have compromised any possibility of goodwill from the mailman.

    I think I even called them up to cancel it and they wanted to verify tons of info, prompting me to yell “do you really think someone will be calling later, asking where their junk mail is if i am the wrong person!?” It has stopped for me, but not for my fiancee.

  19. damageinc says:

    I get these from Chase about every other day (along with some from Time Warner and ATT). I recently starting saving the postage-paid reply envelopes…I think I’m going to start filling them with rocks or something and sending them back.

  20. davids says:

    I get at least 20 pieces a month from Chase. It’s beyond ridiculous as no amount of “opting out” has worked over the last 6 months.

    The runners-up are Comcast and DirecTV. I typically get between one and 4 pieces a week from each.

  21. pentium4borg says:

    If the envelopes are just offers, fill out a USPS Form 1500 and drop it at the post office: http://en.wikipedia.org/wiki/Prohibitory_Order

  22. lilah says:

    I too get ridiculous amounts of junk mail from Chase every week, in a variety of envelopes (to try and fool me I guess). The thing that infuriates me the most is that I’m sure my apartment building sold my information. I get mailings from Chase for myself and for the cosigner on my lease, who has never lived in my apartment. So I get double the junk mail.

  23. sheriadoc says:

    My boyfriend once taped a brick to one of the reply envelopes. He’s naughty.

    But, seriously, just opt out. You may even be able to do it through email. I did with BoA. Said it’s supposed to take 60 days to take effect, so we’ll see what happens.

  24. Robcalibur says:

    If they want to spend the money in sending me offer after offer, alright. I just shred them anyway.

  25. driver905 says:

    We have been getting 2 credit card offers from Chase, per person, per day. That must be why they have to screw their customers so bad, to pay for all these mailings…

  26. Frqflier says:

    I too was surprised by the amount of mail I got this week from Chase; I’m currently holding five unopened envelopes from them pushing travel related cards. What’s most frustrating is that I did respond to one of the offers about six weeks ago, which was for a very, very generous Hyatt offer of “get the card and get two free nights at a Hyatt anywhere in the world.”

    My mistake, apparently, was applying for that card a day after applying for a British Airways card, also offered by Chase, which offered a free trip to England. (Yeah, smart me. Trying to get a free trip to England with two free Hyatt nights!)

    Alas I was declined for the Chase Hyatt card for “too many requests or opened accounts with us.” I currently have one credit account with Chase and that was the British Airways card which they gave me, with a very generous credit line of $20,000 which I immediately called to slash down to a more reasonable $5,000. I asked how many requests is too many and the answer I got was more than one in six months.

    If that is the correct answer, which I have no reason to doubt, why do they keep mailing me wonderful travel-related offers for airlines and hotels (Continental and Marriott among them) if there’s a remote chance i might be interested.

    These are questions which I’ll ask when I take the five unopened envelopes into my local Chase branch to close out my checking and savings account there (don’t worry, it’s one I rarely use). When the ask the reason why I’ll present the envelopes with the card offers and explain that Chase doesn’t want, need or value my business.

    Won’t matter to the bank or the bank employee but it will help me feel better by showing them a cause and effect. Wasn’t Chase’s slogan “the right relationship is everything?”

  27. Weekilter says:

    What I hate is that AT&T Universal and now Chase sends me these “free” checks to transfer balances or whatever. Telling them to stop is fruitless.

  28. waicool says:

    If it says “return requested” on the envelope simply write “RETURN TO SENDER” and chuck it back in the mail. The post office will love the extra business and the mail spammer will get the bill….twice. that should get the message through.

  29. jedifarfy says:

    Same thing happens to me with Chase AND Citi. Sometimes I get the same offer in the same day in different envelopes. I really need to opt out already.

  30. theehill says:

    Wow, I feel better for having heard everyone’s laments. I get two of these ever couple days at least. It’s ridiculous. I often consider signing up so they’ll stop sending me the junk mail, but as I’ve read that won’t work either. I do however like the brick idea. I have no idea how they got my name and this address.

  31. DragonThermo says:

    I haven’t gotten the solicitations from Chase, but it is not unusual for me to receive at least one mailing from them every week. Sometimes it’s those awful cash advance checks. Sometimes it’s reminding me which categories of purchases earn higher rewards. But I receive more mail from Chase than from any other financial institution.

  32. RickN says:

    I get refinancing offers from Citimortage every month delivered by UPS. Since Citimortage is my mortgage holder, I was worried when the first one came: what could be important enough to contact me via UPS?

    Oh, never mind….

  33. TimothyT says:

    I did that and guess what? They started sending mail to my house addressed to the previous home owner (who had not lived here in seven years). Amex too, same thing.

  34. garibaldi says:

    Opting out is useless. That just results in even more junk mail – ten or twenty a week. I’ve worn out two shredders. I’ve been fighting Chase for two years, trying to get them to stop dumping their trash on me.

    Time to demand compensation. It’s no longer enough to demand that they stop – because they won’t, ever. I’ve turned it over to a lawyer with instructions to get court injunctions and start lawsuits. I have bushels of their trash and will be bringing them to court.