Personal Finance Roundup

Try as Investors Might, So Much Depends on Chance [Wall Street Journal] “Investors saving for retirement can find mutual funds that invest in almost any kind of asset, but they can’t buy the one thing that will have the biggest impact on their nest egg: luck.”

How to Cut Your Textbook Costs in Half — or More [Kiplinger] “Students have plenty of more-affordable options than the campus bookstore.”

30 ways to save money on a cruise [Smart Spending] “Cruise lines use every means at their disposal to get you to spend more. Here’s how to avoid the traps.”

Why spend $300 a night for a hotel? [CNN Money] “Why spend so much, when you can rent a place, swap houses, or arrange a home stay for a lot less?”

The good life is not only about money [MarketWatch “In difficult financial times, having a sense of purpose is key to staying happy.”

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  1. pecan 3.14159265 says:

    The advice on renting a home or swapping houses instead of going to a hotel involves a huge amount of work, and a ton of trust. I wouldn’t want strangers in my home. I like that there are potentially huge savings with renting a room or renting a home, but I also really like the security and concierge service of a hotel.

    • jedman says:

      It all depends on what you want. Personally, we can’t stand hotels with their tiny rooms, beds that kill my back, and inconsistent service/amenities. Whereas every time we’ve ever booked a home/apartment rental it’s been awesome (once in Venice, CA, twice in San Fran, once in Boston). But then, when we’re on a long vacation, we like to simulate the being-at-home feeling as much as possible. We prefer the freedom and room of a home or apartment to the sterile boredom and cramped space of a hotel room. Yes, it does require time and effort to find the right place, and it works best in big cities with lots of nice neighborhoods, but for us it’s well worth the effort.