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Are you a target for investment scams? Here's how to guard yourself Even though Bernie Madoff can't get you, there will be other scams. Find out whether you're a likely target and check out some tips to protect yourself [Consumer Reports Money]

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I see these stores of scammers offering complex investment schemes, like say, variable annuities investing in foreign currency markets with a downshifting liquid CD ratio-reverse-index fund combined into an asset holding bond.

And I wonder who would fall for that because I give up right away just based on the incomprehensiveness, let alone the fraud. But this article says they tend to target people who already know how to invest.