At least Chrysler is trying to keep their failure in house...

Bank of America because they are still alive and just got an ass ton of money from you and I. Chrysler is almost dead they might now make it. But BOA is in much better position to come out of this unscathed.

I don't think it's fair to tack Countrywide with BOA. They failed, BOA picked up the pieces. The evilness of Countrywide does not transfer to BOA.

Of course we vote on this on the day that I log in to countrywide.com to pay my mortgage only to see that the site has been ugly-fied with BOA logos and colors.

BoA sent a letter yesterday about raising rates on all sorts of transactions. They're staying in business by gouging me to death.

Honestly I'm torn. I don't know who deserves it more.

@Underpants Gnome: You judge your mortgage company based on their logo? IMO, going from Countrywide to BoA seems like a step up.

This is a hard one because I was actually able to use BofA's twitter "account" to solve a problem quickly and easily.

[twitter.com]

I have to say at least BofA seems to be trying (in places) where Chrysler is a disaster everywhere.

This should be one-sided after that whole credit dard rate increases backlash

Is BoA still offering credit cards to people without social security numbers or credit history (i.e. illegal immigrants)? As long as that continues, BoA has my vote.

Chrysler, since they are not a crappy bank.

A buddy of mine has the "Keep the change" service on his BoA account. He overdrew once, and the Keep the Change kept $0.00, and then hit him with an overdraft fee for the $0.00. So, a major bank is charging its customers overdrafts for their own money, especially when it's $no dollars and no cents. Brilliant.

@Jonathan Quinn: BOA was criminal in all of it's incarnations way before Countrywide existed.

Any company that installs that fuck blowhard Nardelli deserves to go out of business and therefore, should be considered worse than BOA.

Right now chryslers failure to get momentum is the UAW being too greedy and stopping Fiat from coming in to the states. Which meant continued jobs and more cars for chrysler without having to do the development work. They could have made it out of this mess, but the UAW would rather not get a paycheck then take a pay cut.

@The_Legend: Not only what "the legend" said but if CountryWide was the 8000 pound they would have been bailed out also. I think its worse that we bailed out such a vast huge company that no one controls....not even the CEO.

@LegoMan322: Edit....8000 pound gorilla

@Underpants Gnome: just wait! once it's fully boa-fied, you'll only be able to make online payments from your attached boa accounts. payments made thru another institution will require accessing a completely different site (a la [www.myeasypayment.com] ) & entering your payment information every time you want to send them your money.

Chrysler is scrambling to save itself... GM is still threatening to shoot the hostage.

As future majority owners of Chrysler and GM (weird Marxist twist) will the UAW be considered for the tourney next year?

BofA was going to force me to change all of my account numbers because they decided after picking up Countrywide that they should consolidate all of their systems, and that included those of us who bank with their Military Bank.

I figured that if I was going to deal with that headache I might as well switch banks, so I jumped ship to USAA.

Then to top it off, when tax time came around, they didn't send me a 1099 form for some savings bonds I had cashed...because their teller keyed them in wrong and no one noticed for six months until I started raising hell with them that I was missing my 1099.

@Jonathan Quinn: Bank of America was one of the first mortgage lenders charged with predatory lending.

@mfokp: And precisely why would one need to be a citizen or legal resident of the United States in order to conduct simple business here?

Likewise, since when is no credit history an obstacle to anything? It certainly doesn't stop CC companies from giving cards to college students with no assets or income.

@JiminyChristmas: After re-reading my post, I don't think I worded my point very well.

Let me put it this way: I will not support Bank of America as long as they, as I see it, continue to target and make a profit off of illegal immigrants. I feel BoA should not be conducting business with those who violate immigration laws.

Chrysler has never bought my credit card, moved up the due date without notifying me and then called me a liar after I waited an hour on hold. And since both accepted federal money, I can't even hold that against Chrysler.

Chrysler is now a worker-owned and operated company, which is awesome. Bank of America shares with Citi and AIG the blame for our economic mess. I've been angry with Chrysler's cars and carbon emissions, but really, this is no contest. Bank of America vs. AIG for the final match!

BofA failed to send me my bill, moved my due date forward, locked me out of the online bill pay and slapped me with fee increases, higher interest rates for being "late", and then refused to let me speak with a manager or tell me their full names or employee numbers (which they claim not to have so you're stuck talking to "trixie" or "champagne" like you're in some kind of strip club all of the sudden).

Of course, in their "system" they have proof that they sent my bill, except --- they didn't and it's all my fault. I pay. This after they took my childrens' and grandchildrens' taxes.

Please, please, please, people! Stop using banks. Lend to each other. Draft up a contract, agree on a set interest rate, get their ss#, and cut out the greedy middle men. This is what I call American Independence. Help each other and stop feeding the greedy corporate "people". You'll probably do better than you've been doing on the stock market and you won't heave to deal with random due date and rate changes, arbitrary and exorbitant late fees and other unethical behavior.

@snowburnt:

Except for asking the government for Billions of dollars in loans. But other than that, sure.

Vanno users say Chrysler (#6010) is way worse than Bank of America (#701).

@ajarvela: The BOA Constrictor.

Both are on the public tit, but I don't drive a Chrysler shitbox. However, BoA still punishes me for a late payment or two I had in college with tripled interest. I will be changing C/C companies very shortly. BoA it is.

Bank of America. They just sent me the changes they made to my credit card agreement without consulting me about it. Included are several fee hikes and the expansion of their definition of a foreign transaction: it now includes some transactions in US dollars.

When I called CSR to ask about the changes to the definition of "foreign transactions", they tell me that it has always been that way despite me reading to them the different definition from the original agreement. They then tell me that it is this way with all of their credit cards.

When I ask to speak to a supervisor, since they did not seem to understand me, the CSR tells me that the manager is in a meeting. Then, the CSR offers me another credit card with the same undesirable new definition of "foreign transactions."

@mfokp:

I hope you have your own garden where you get all your fruits and vegetables, wash your own dishes when you eat out at a restaurant, ring up and cook your own stuff every time you've been to a fast food joint, have a cow farm/slaughter house in your backyard, do your own landscaping at your apartment complex, etc, etc, etc, etc...

It's OK when YOU benefit from cheap "illegal labor", but not when anyone else does, eh? ;p

Bank of America is far worse, of course some of it apparently isn't their fault as I've seen reports that forced them into buying bad banks that give them the 35% market share they have. Sure if you don't like them just don't do business with them, but with the way banking is setup it's the biggest hassle ever.