Personal Finance Roundup
Five Ways to Use Plastic Wisely [Wall Street Journal] "Here are five instances when it's wise to use plastic."
Best places to find a job [CNN Money] "These six metro areas have unemployment rates below the national average and a high proportion of professional jobs."
Simplicity Can Add Hours to Your Day [Crosswalk] "When our lives get chaotic, we pay dearly in stress and money. There are hundreds of things you can do to simplify your life. Here are six ideas to help you get started."
10 Sources of Retirement Income [US News] "Here's a look at ten potential sources of retirement income and how many Americans expect to rely on each one."
Dollar stores: Where the deals are [MSN Money] "When it comes to stretching your money, these discounters deliver. But be careful: Some of the stores' products are no bargains."
— FREE MONEY FINANCE (Photo: donbuciak)
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10 sources of retirement income
"Gallup's telephone survey of 676 non-retirees age 18 and older also found that 52 percent doubt they will have enough money to live comfortably in retirement, while only 41 percent say they will. This is the first time this decade that the majority of Americans have doubted their ability to retire."
Better get a retirement plan started. Don't have enough money each month? Get a better paying job or 2nd or 3rd part-time jobs. Start a small business. Do something. Get more education. I can think of hundreds of ways to make more money. Best idea is to turnoff the TV at night and get a part-time job. I have been doing that for nearly 20 years now. All that extra money has been invested not spent. I haven't watched a night-time TV show in 2 decades. Those shows didn't pay me enough to secure my future.
@kwsventures: Step 1. Keep your job Step 2. Find a new job Step 3. Find a second job
You see how the thinning employment market might be something of an obstacle? I'm all for supplementing income, and have considered getting a part-time side job to do just that, but it's really hard, especially if you're married or have kids.
"It takes a lot of energy to manage dozens of pairs of earrings, necklaces and bracelets." Really? Mine are pretty docile--they pretty much stay where I've put them. Hers must be a lot more active.
@pecan 3.14159265: Go to the fabric store a little before Christmas and all the Xmas fabric is on clearance. Wrap presents in fabric. Re-use next year. We're still on a paper roll we bought three years ago because we use so little wrapping paper now.
@Eyebrows McGee (on Twitter: LPetelle): As is the comment about how sticking to one pair of earrings made such a drastic change in her life. I'm a single mother with an autoimmune disorder, working about 70 hours a week - I WISH I had the kind of life where selecting my fashion accessories was a source of stress! Sheesh.
I go only to the dollar store to get Christmas wrapping paper. I can get more paper than I would going to Target, and it's only $1 a roll. I've got some leftover from last year (when I spent a whopping $5 on paper and gift tags), so this year I won't even buy as much as I did last year.