Reader Mike is in a “challenging mortgage situation” and wants to know where he should turn for help.
What’s the typical mortgagee’s point of contact to find out how all this bailout stuff affects them? If I have a challenging mortgage situation and want to see if I qualify for relief, what do I do? Call my mortgager? Write my congressman?
It sounds like you need some professional guidance. The FTC recommends contacting a housing counseling agency. Here is how they recommend finding one:
Call the local office of the U.S. Department of Housing and Urban Development (www.hud.gov) or the housing authority in your state, city, or county for help in finding a legitimate housing counseling agency nearby. Or consider contacting the NeighborWorks® Center for Foreclosure Solutions at 888-995-HOPE or http://www.nw.org. The Center is an initiative of NeighborWorks America.
We hope that helps you, Mike. Good luck.
Mortgage Payments Sending You Reeling? Here’s What to Do [FTC]
Foreclosure Resources [NeighborWorks America]
Guide To Avoiding Foreclosure [HUD]
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