I went to the Card Lab and put pictures of starving kids on my card to make me think twice about where I spend my money.

Not really, but always thought that would be a good idea. Can the Catholic Church own a bank?

I write "F*ck You, what are you staring at" on mine. Very hesitant to take it out in front of friendly people, girls, and guys that look like they might risk their job to punch my neck in.

*replaces my Bad Motherf*ucker debit card.

What a unique idea, I definitely would have to make a decision whether it was worth the embarasment to use the card, probably resulting in less spending (but probably more online spending!)

yep, I'll just buy more crap online now

That's hysterical. I didn't know you could get a card like that.

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@Ash78: Heh, they practically invented it. [1]

[1] [en.wikipedia.org]

Well, that just proves I have no shame left in my life, cause I'd still whip this out without hesitation.

A better idea is to freeze your credit cards in a block of ice:[consumerist.com]

I'd be more ashamed of the BofA logo than the Hello Kitty one.

This is actually a good idea. I still lile the @ConsumptionJunkie: as well.

B wins - end of thread!

So that works for guys. Do the women put images of napalm burned corpses on theirs?

I happen to enjoy Hello Kitty a lot.

He does not seem to have that big of a problem with it.

-"I got it primarily because it was pretty"...
-"and is a wonderful conversation starter"...

I don't know what kind of conversation can spark from this, but I would rather not know.

i have that card [only in black and it's credit] for real.. then again i am also a 18 yr old girl. it does get a lot of people's attention. it also proudly states that i should probably not own a credit card.

@chumia40: You should hear the conversations he has at the leather bar when he uses it to pay for his drinks.

I guess preaching a little self discipline is right out the window on this one.

@TeeDub: Not everyone is capable of self discipline. Some of us need a little help to fight those temptations. I think I'll do this so I can pay of my other card.

@MayorBee: They all gush about how cute it is.

HAHA that's a really good idea.

My girlfriend uses a Hooters Mastercard. And yes, it does cause her to think twice about using it. (Though that normally just means she pulls out a different CC)

@lockers: I guess self discipline is a thing of the past. This is probably a really good idea. How about a card with gay porn on it, that would REALLY stop you from using it. (Assuming you were straight.)

@TeeDub: uhhh, but sometimes I _have_ to use it. I can't offend people when I am getting my morning latte.

@TeeDub: Men love gay women porn, and you would be shocked at how often women find gay porn to be hot....

@TeeDub: Hell, that would stop me from spending so much. I'd be at home looking at it all the time.

I asked for my CC to showcase my fav p_rn starlet but the bank said the picture was offensive. P_rn starlets are offensive but Hello Kitty is not? Something is weirdo in this world.

@lockers: Is that a full service latte?

@MayorBee: yeah, McDonalds is for the poor. Besides, SB is on the way to work.

@TeeDub: Why isn't this a valid form of self-discipline?

@Ben Popken: I concede that if embarrassment is the only way to bring personal finances under control it should definitely be used.

Hah! What a great idea.

Maybe people with bad credit should be given cards with goatse or tubgirl on them. Then you'd REALLY not want to use them!

i really really freaking want one now. THANKS MAN!!

If I had a debit card with Badtz Maru, I'd use it NONSTOP, though I'd take Hello Kitty...but not at the expense of opening a BoA account :(

I guess you could order the Hello Kitty anti virus software with it.

I have a glow-in the dark hello kitty key fob, and I am a guy.

OK...apparently I was sleeping through Banking 101. Can somebody please give me the Cliff's Notes about why BoA is so terrible?

No way...nothing says "I'm a man" like wining and dining a beautiful woman and when the check comes, you whip out your wallet and say "Put that on my Hello Kitty Visa."

(Seriously, though..I'd be tempted to use that MORE often, just to mess with people's heads!)

I've got unicorns on my checks because I was bored with my old plain ones. First think I bought with one was a new Lotus - punk rock.

I'm ashamed of how much I want a Hello Kitty credit card. Unfortunately, my main card is my USAA card, and I somehow doubt they'll be putting Hello Kitty up as an option. So, I'm stuck with the Colbert-esque bald eagle.

Too bad none of my current creditors offers card design choices.

@Ben Popken: When somebody says that this this method is not considered a "valid form of self-discipline," I interpret that to mean that it's not the "pure and hard" way to exercise self-control, but rather a "easy/cheap" way out.

To provide a possible example, the "pure and hard" way might involve somebody carrying cash and all their cards (without potentially embarassing designs), look at a tempting, but unnecessary item. But instead of relying on potential embarassment as a deterrent, they fight themself off (internally, hopefully not externally), resolve not to spend and stick to it in order to reduce spending less overall.

Nevertheless, the idea presented is one (rather ingenious) aid to exercising self-control.

Now, I can't speak for Mayorbee. He might've had a different context, but at least that's the way I see it.

@21stCenturyDandy: Fair question. This quick list is hardly comprehensive and you may not agree that they are problems per se, nevertheless three complaints I can recall people complaining about Boa Checking include:

1) not waiving monthly fees even though the account qualifies for the fee waiver as per their terms and conditions
2) unfavorable order of processing [e.g.: process large debit first, and credit last] that usually results in multiple overdraft fees being assessed. Those fees otherwise would not have been assessed if BoA processes in the Credits-Debits order or even if they process it in chronological order.
3) Serious problems accessing BoA checking accounts at different branches in different states. On a similar, but somewhat different note, see the LaSalle Bank incident.

Yeah I have a Hello Kitty debit card and I'm proud of it. I honestly hate to use it sometimes because I don't want swipe marks on my pretty card. AND that's how I stop myself :)

I despise Hello Kitty, but for some reason I would use that credit card.

@Grrrrrrrrr: For extra effect, pull your Hello Kitty card out of your purse. I mean satchel. (Or do I mean Man-n-Bag? Slogan: "If it's not a Man-n-Bag, it's a purse.)

@scerwup: Stangely, I thought the same thing..

I LOVE HK! but hate BoA booo!

"It comes down to my own homophobic insecurities, which I am attempting to cash in on"

Who knew? Hello Kitty is a lesbian?

How the hell does the Sanrio Corp. manage to create such partnerships? What's next, Hello Kitty tampons?

And I want to know who the hell is Mr/Mrs. Sanrio is. I also want to know if they have a daughter, because that's the family I want to marry into.

@Michael Belisle: Any relation to the "UtiliKilt: It's not a skirt, it's a Kilt"?

@TonyTriple: Uh, those exist (mostly for young japanese girls in training) Don't ask why I know >_>

Keifer on 24 would have that in his man purse at all times.

It's the card. Chicks dig the card.