Chargebacks Have Geographical Limitations

Longtime Consumerist reader TBT read the fine print for a credit card she recently opened with Bank of America, and discovered that buried in pages 13 and 14 is a section that limits your right to request a chargeback to your home state or within 100 miles of your home address, and only for purchases over $50. He found this shocking, but, actually, this is a limitation provided by the Fair Credit Billing Act. If you dislike it, here’s a great post of ours on writing effective letters to Congress.

Comments

  1. JulesWinnfield says:

    @AlexJP: In fact, this language has been standard for over 30 years.

  2. Anonymous says:

    @chrisjames:
    I’d expect many of USAA’s customers to care about the declaration of
    war voiding, given the nature of their field of membership.