Latest And Best Online Savings Accounts Rates

By Ben Popken May 7, 2008

Now that interest rates have fallen, online savings accounts aren’t offering the same kind of return as before, but you can still stay liquid and get more than what you get in a brick and mortar bank. Here’s some online saving accounts offered by FDIC-insured banks ranked by the interest they pay out:

OneUnited: 3.6% APY (min of $1000)
GCFBank.com: – 3.34% (only for 90 days)
WT Direct: 3.31% (min of $10k)
FNBO Direct: 3.25% (no min)
Savings Square: 3.25% (no min)
HSBC: 3.05% APY (no min)
E-Loan: 3.01% APY (no min)
Erade: 3.01% (no min)
ING Direct: 3.0% APY (no min)
Umbrella Bank: 2.75~3.25% APY (min of $100)
Emigrant Direct: 2.75% APY (no min)
Citibank e-Savings: 2.70% APY (no min)

Hey if it’s just sitting in your account doing nothing, why not make it work for you a bit?

[via Spoofee]

(Photo: Getty)

Tagged With: , , ,
«
»

Comments

  1. farscape7 says:
    May 12, 2008 at 11:36 pm

    I would like to suggest a review of credit union checking account rates. Some credit unions seem to me to have amazing rates. Almost everyone can join these now. The only downside i see is there are some hoops to jump through but for up to 2% better than these savings accounts i think it is worth it. [www.fusionchecking.org]
    5.5% for up to 30,000 and [www.oregoncommunitycu.org]
    offers 4.5% and both refund all the atm fees.

« Older Comments