One of the nation’s biggest mortgage lenders, Countrywide, admitted to a Pennsylvania judge that it had fabricated some of the evidence supplied in a homeowner’s bankruptcy case. The evidence in questions were a series of letters the lender said it sent to the homeowner notifying her that she owed $4,700 because of problems with escrow deductions. The homeowner had filed for Chapter 13 bankruptcy and the mortgage debt was discharged after she met the terms of her 60-month bankruptcy plan. But then later Countrywide told her they were foreclosing on her house because she still owed them money. They said they had sent her three letters notifying her of the debt. The homeowner, her lawyer, and the Chapter 13 trustees say they never got them. When Countrywide produced the letters it supposedly sent, the homeowner’s lawyer noticed that the ones addressed to him didn’t have the address of his office at the time; they had the address of the office he had moved to AFTER the dates on which the letters were said to have been sent. What a bunch of crooks.