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how is putting it on your CC in december and paying it in full in january 08 debt exactly?
@Squeezer99: Exactly. If you pay it in full in January 08, you're fine. Which is helpful for, among others, people who get a year-end bonus in their 12/31 paycheck.
Another benefit of pledging on a credit card is if you have a cash back CC. 2% back on a $500 donation is pretty nice if you were already going to donate the $500 by check anyway.


So they're encouraging folks to put themselves further in debt to help charity? That seems to defeat the purpose of holiday money management.