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What's The One Thing You Hate To Spend Money On?

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WiseBread asks an interesting question this week: what's your frugal obsession? You know, that one thing you can't stand spending money on: "Some people refuse to pay for bottled water; others refuse to shell out $4 to rent a movie when they can get them from the library for free." Responses so far include software, soft drinks at restaurants, and gift wrap.

Our personal issues are with laundry and home cleaning servcies—it just seems wrong, somehow, to pay for those luxuries unless you work 120 hour weeks or live in a 25-room house. We know it's irrational, but that's the point.

"What's your frugal obsession?" [Wise Bread]
(Photo: Getty)

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Myself. I tend to deprive myself thinking I should pay off debt.

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I HATE paying for shipping when I buy stuff from the internet. I don't know why, but if there's a free shipping coupon, I'll buy tons more. Even if shipping is only like $5, it irks me - again, no reason.

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House cleaning and yard services. I live alone. If I can't clean up my own mess, what good am I.

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I don't understand why people spend money on garbage bags. Plastic grocery store bags, which come free with any purchase, work just fine.

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@newlywed: I'm totally with you there. I hate hate hate shipping & handling. I stopped buying from ebay because of ridiculous shipping charges. It's all a scam to make more money. I sold some stuff on ebay and including the box and shipping charges I never spent more than $5 tops to send a small box anywhere in the country. I buy some trading cards from them and wham! $9.99 shipping & handling. total bs.

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'Convenience Fees' for concert tickets I purchase online...

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Sex. It has to be sex. I just won't pay a dime for what I can get for free. (Assuming 'free' does not include the cost of drinks, dinner, gifts, movies, ring, etc etc.)

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@leftistcoast: Last time I wanted to buy tickets to Cirque Du Soleil, they had a service charge AND a convenience charge. Totally ridiculous.

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Contact lenses. I sure do love to see with full range of vision, though.

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Books. I pay taxes, taxes pay for libraries and thus pay for the books I read. My library will actually send books to my house. Sure I have to return them but I don't read most books more than once anways, I can always check it out again if I don't finish it. Car insurance is a close second.

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Yeah.. I hate those Ticketmaster "convenience fees."

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I hate, hate, hate paying for the miscellaneous office supplies you occasionally need around the house - paper clips, rubber bands, post its, etc.

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I refuse to buy expensive gift wrap. Sorry, fund raising kiddos! I see no point in purchasing expensive paper that will end up in the trash. It's bad enough that I have to wrap it.

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MP3s.


Excuse me for a moment, there's a knock at the door...

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Don't get me wrong I love love LOVE to eat. I think about how much I spend monthly on food which literally turns to the S word. Money Down the toilet, literally.
Also Car and health insurance. They kill my budget everymonth.

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I think a better and more interesting questions would be "What's one thing that your significant other hates to see you spend money on?"

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additional fees on cable/telephone bill

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Cleaning/toiletry supplies. The only good thing about it is that my bathroom is spotless.

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Taxes. Our screwed up American tax collection system notwithstanding, I'd rather they burn the money than spend it on some of the shit they spend it on. It pisses me off to no end.

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Salads. I won't pay $10+ for lettuce at a restaurant when I could make it at home for $1.25. If I'm paying someone to cook for me, it needs to be more than some lettuce thrown in a bowl with some dressing.

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Pot. I hate to buy it from a drug dealer when I should just be able to cultivate it in my on garden, legally.
Did I say that out loud?

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own* garden. Clearly, I need some more.

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Stamps. About once every 4 months I will need to mail something that I just can't do any other way (parking ticket, rent when I'm out of town, etc.). You can't just buy one, you have to buy like 20 of the things. Invariably I will lose the rest so when I need them again, I have to buy a new packet.

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Parking. I had to learn how to parallel park for a reason. Plus, if I am going to be stranded in a midwestern city, I might as well reap the benefit of having convenient street parking in my "downtown" area.

Books are a close second. Why buy new books when they're free at the library. Plus, there is that romantic air of reading a well worn book that you can see so many others enjoyed before you.

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I don't mind soft drinks at restaurants because you expect to have to pay for them if you go out to eat, and 99% of the places I go to give free refills so you get your money's worth. If your opposed to soft drinks at restaurants order water with your meal.


Bottled water isn't an issue because I buy generic and it usually works out to 10 to 20 cents a bottle. You can buy a case of water for 3-4$ and it will last a couple months.


What I don't like paying for is soft drinks out of vending machines, they are so EXPENSIVE, which is where my stash of bottled water comes in. Its much better to pay 10 to 20 cents for something to drink than 1.25 and up, not to mention water is much better for you than soda, even if you drink diet like me. All my life I see poor college students and working people who are struggling constantly with money, sticking money into the vending machine, and its the same people, if you bought 1 soda for 1.25 a day and then cut that out the savings can really add up and then you would have more money. If you must drink soda, buy packages of it at stores and bring it with you, its still cheaper. Another trend during college was that you would constantly find money lying around the cafeteria and in the vending machines, so people would stick 2$ in the machine to get a soda, and then leave the .75 in the coin return, you wonder why these people never had any money!

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+ Preprinted greeting cards for specific events. I find it insane that Hallmark thinks people will drop $3 (or more!) on a card! I don't even like receiving Hallmark cards because I feel guilty for throwing them out when I want to declutter ("Well... mom did spend $3.50 on this card, I better keep it a bit longer.") I just buy blank notecards with cool graphics on them and write a personal note for the event. Have we become so uncreative and bland that we need someone else to write a sentiment for us?

+ Gift wrap. I try to use things such as magazine pages, or other alternative means of wrapping. If I have to, I'll buy the most generic looking "gift wrap" at the dollar store and use that for everything.

+ SOME books. I am a heavy library user for most hardcover fiction and non-fiction, however, I want to own things like graphic novels and photography books. I do save money on these by never paying full prices, instead using those weekly Borders coupons, the discounts on amazon.com, or grubbing around on half.com.

+ Multi-issue comics, as in 6-part stories, etc. Although it's a bitch to wait sometimes, I usually do and buy the collected graphic novel that comes out after all the issues have been published. There's several advantages to this: no ads (Marvel, DC, Dark Horse do have ads in individual comic issues), and I can read the story all at once instead of waiting six weeks (or more) between issues. It's usually cheaper as well. Right now I really want to start buying the 10-issue series of "Omega the Unknown" that Jonathan Lentham is writing.... but I'll be a frugal geek and wait.

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@leftistcoast: HA! In my house that's called "the list of everything Al's bought this month"!

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Diapers! Drives me crazy. Especially after the first year. You spend $.50 each for something that collects a little pee, then sits in a landfill for 500 years. UGH!

It boils my blood to spend $1000 dollars per year on garbage! Then there is the cost of the diaper pail, liners, wipes...ugh!

I switched to cloth diapers for my second and third kids. I figure I saved $2500 per kid.

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Haircuts. I mean, seriously, $35 to lop off some hair?


I have very curly hair, so all they do is part it down the middle and chop it off all one length, so I wised up pretty quick and now I make my husband do it.

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Ugh, yes, convience fees for tickets! And whatever else sort of fee they add on every other time I go to a concert. It doesn't cost them a thing - everything's computerized!! Granted I don't know anything about the ticket business but I wonder why there's even any use for things like Ticketmaster. Why don't concert spots just hire a website programmer person and sell the tickets themselves?

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@Jeff_McAwesome: That's why I use those new postal kiosk things when I mail letters and small packages. You can, in fact, just buy one stamp. Usually they will sell singles in the post office via some less high-technical device as well.

I hate spending money on my car. I won't pay for a haircut. Bottled water and the like I don't buy, but that's more for convenience and environmental reasons than frugality.

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In California, they tax newspapers and magazines and that pisses me off. You are taxing information? That explains why there are so many dumb people here for our jury pools.

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Oh yes. Those convenience fees drive me nuts. Especially when it is the theatre itself charging them. 3rd party place I can understand a little bit, but direct?

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All those stupid fees they put on phone bills.

Regulatory Cost Recovery Charge, Federal Regulatory Fee, etc. It should be included in the price of the plan. Don't tell me Plan A costs $40 if it really costs $45. What happened to truth in advertising?

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1. bottled water (depending on where i am, some tap water is better, some worse)

2. cell phone/service

3. riaa music

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I refuse to pay for any software. Torrenting is my friend. Programs, games, music, hell, my anti-virus software. Screw that. I'm not paying a dime for a CD or DVD. I don't care if it has the secrets of life etched into it. I've got too much other crap I have to pay for. Like $3.00 for a 'effing gallon of gas.

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@Jeff_McAwesome: you can buy just one. you just have to do it at the post office. but if you have an autopost machine, you can buy one stamp on there, or you can buy one stamp at the counter.

Bottled water is high on my list. I also hate purchasing things I already own, so my car trunk has so much stuff in it to avoid that snafu.

When I live by myself, I deny myself all sorts of creature comforts b/c I don't need it. No TV, no 'net at home, no take out, no paper towels, etc. But that all gets thrown out the window when I live with others who aren't quite as stringent as me :-(

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Television. My television watching days ended when I moved to my current apartment with its crappy reception.

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I hate spending exorbitant amounts of money on birth control. You know that if men were the ones having babies that it would be free and readily available everywhere :-P

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@SaraAB87: but buying a Nalgene/Sigg/etc and refilling it is so much cheaper. You buy one bottle that is between $5-20, depending on how fancy you want to get. Refill forever! Heck, I find water bottles all over the place and just give them a good cleaning. I own 5 Nalgenes, and I think I purchased three of them.

I thought of something else I hate paying for: single use batteries. Give me lithium ion or other rechargeables any day! Your camera might be cheaper in the short term, but I have saved so much money by not buying AA for my camera. I bought the camera four years ago for $450, and I've spent maybe $30 on some spare Li+. Totally worth it.

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I absolutely hate having to pay $12.95 in delivery charges after spending $50 on flowers. What the heck is that about?

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And $35 for a haircut for curly hair? I wish. It costs me $200+ for cut and color and I only ever get a trim. Ripoff city.

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Bottled water definitely has to be up there. I already pay taxes which go into water sanitation, I might as well drink what I already bought.


Those convenience fees are utter b.s. especially with things like Fandango for movie tickets. Um, I'm the one using the ink and paper bub!

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Dang, y'all need to find better places to get your hair cut. I just got mine cut on Sunday for $6. I'm a woman and it wasn't just a straight line trim across the bottom either. It's an actual style.

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So many things to choose from. The first thing that comes to mind is Dairy Queen. I hate spending more for a chemically compounded serving of artificial ice cream that costs more than a half-gallon the good stuff in a grocery store.

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I don't like spending money on car repairs and maintenance. Unless the job requires a tool that I absolutely cannot rent or buy, I do it myself. By keeping an eye out for sales and rebates on filters and oil, I have never paid more than $8 for an oil change. At this point I can change the oil in both cars in under 30 minutes total, tire rotation in 10, disc brakes in about 2 hours.

It's really less to do than about cost, more to do with eliminating one big huge pain point in life-- dealing with mechanics. The less I see of them (and doctors, and lawyers), the less complicated things seem to be.

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Website content. I just can't bring myself to pay for website subscriptions, no matter how much I might like the content.

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I agree about library books. I'm a fast reader and I almost never read a book more than once. I used to go to the library and bring home stacks of 3-5 books every two weeks. It's especially handy when you have a library that does free hold requests. I'll go to Barnes & Nobles, write down all the books that look interesting, then look them up on the library website to place a hold.

On the other hand, I rarely use the library to borrow DVDs because it's more of an impulse thing. Now that they have those $1 DVD rental machines at McDonalds and grocery stores it's not that expensive to rent a DVD. Definitely much cheaper than going to the theater, which I never do unless it's free (sometimes my mom gets free tickets from work).

It's a pet peeve of mine that my boyfriend always has to have soda with his meals, whether it's at home or a restaurant. The funny thing is that for me it's not so much about the extra expense but that I think it's unhealthy. I'm perfectly content to stick with plain old water (filtered, not bottled). Even when I go to a restaurant where iced tea is included with the meal, I'll stick with water. I know it's probably inconsequential, but I prefer to do without the extra calories.

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1. Taxes
a.) "defense"
b.) government blundering
c.) tax breaks for "religious institutions"
2. Interest
3. The same internet service that other countries get for pennies a day.