So you just found some awesome interest rate at an online bank. Only problem is, you’ve never heard of the place before. How do you know if your money is secure?

First make sure they’re FDIC insured to make sure you won’t lose all your money if they go belly up. Look for a FDIC logo, then verify the bank in the FDIC database.

Then you might want to check out Bankrate’s new “Safe & Sound” rating program. They give a 5 star rating to determine an institution’s financial health, based on a variety of factors.

How do you rate chasers out there go about vetting potential new stash houses?

(Photo: Getty)

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