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I would LOVE to have direct deposit, but my employer stubbornly refuses to have anything to do with it.
Auto billpay can be tricky, especially with bills that aren't the same amount every month. And, being a good little Consumerista, I don't want a bunch of companies' grubby little hands in my accounts. I do use online billpay, though -- it's worked out well for me.

"Go about your daily spending business, and you "could rack up a cash rebate. For example, spend $80 a week on groceries on a card with a 5% cash rebate, and you'll earn about $200 back in a year."
This doesnt sound like the Kiplinger I subscribe too.