This asset distribution mix strikes me as not quite aggressive enough?

Bankrate says they just took them from Vanguard. Better to go straight to the source--Vanguard has a really good education site for retirement planning. I wasn't able to find an equally nice chart, but if you go to the 2050 Target Retirement Fund page, there's a nice chart with a slide bar showing their recommended mix based on years until retirement.

If you don't feel like dealing with any of this crap on a regular basis for the rest of your life (like me), the Target funds are pretty awesome. Pick the one with the date roughly near when you want to retire, start putting money in, and they automatically rebalance for you over time. Vanguard and a number of other companies are now offering them.

Sorry, forgot to link to the education site.

Don't see any ethical/sustainable investment on that chart. Tsk Tsk.

I would suggest investing a lot of money in Bank of America's stock - BAC. I mean, after all, we know how good they are at making other people's money their money.

What's the correct amount of money for a 20-40 year old to give away to the "ethical" companies? Is there anything on the chart that says you can't put the small cap money into small cap ethical companies?

You have to think of an investment like that as charity, where you are giving money away to a cause that you believe in. It's clear that people understand this, or they wouldn't consider these types of investments to be in different groups than just large/small cap.

It's much better to think of your investments in a money maximizing mindset and then decide to donate what your resources allow.

that looks like my 401(k). except, take that 3% in emerging markets & make it 75%. *smiles sheepishly*

hey, i figure if it doesn't make me a millionaire in 5 years, i still have time to recover.

my goal is to rapidly inflate my investments & then siphon off into large/mid cap growth. so far it's working pretty well. *knocks on head*