Let Judge Judy Take Care Of Debt Collectors
Is this a good method for dealing with harassing debt collectors? We have no idea. Did it amuse us? Yep. —MEGHANN MARCO
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http://www.2flashgames.com/f/f-567.htm
eBaum sucks BTW... By posting this I no way condone or endorse his site, or any of the idiots he has working for him.
I had one repeatedly harass me once even though I explained repeatedly that the number he was calling had been reissued. Apparently these people have broken short-term memory.
For some reason, the words "I am reporting you to the state and federal Do-Not-Call list enforcers as well as filing a complaint with the state Attorney General and will consider suing if you do not cease harassing me. Place me on your internal do not call list as well." followed by a hang-up did stick, though.
Asshole.
My wife had her ID stolen about about 4 years ago and we still get calls from Debt Collectors. Many that have her name but the wrong SSN.
Also, this reminds me of the Telecrapper 2000 http://www.pagerealm.com/tc2k/
I too had this same problem. I am guessing they just picked the first person in the phone book with my last name, because there was no rhyme or reason to the calls. I choose to record their calls, and my calls to the collection company. They continued to call, so I filed complaints with the Nebraska State Department, the Attorney General of Ohio, The BBB, and the FTC. The calls stopped almost immediately and they had a lot of paperwork to do. It is sad that they were such jerks.
@swalve: Forgive me if I misunderstand you, but: it's better to score points using the lowest rung (of social interaction) because we're the victims in an arms race of massive bureaucratic stupidity.
You tell me what it's appropriate to fight back with - a C.S. Lewis essay, a Kierkegaard excerpt, poetry written in Perl?
No. Judge Judy was perfect for this task.
We have no clue why several places keep on calling us using Ms. No49's last name - essentially her sister's name but we know this isn't her sister they are calling about.
Her sister isn't even Canadian, let alone living on this coast. Nor have the two women met in the last two decades. So we use that as a reason why not to call us - "Anyone with (Last Name) that is related to us is under 5! Anyone else is fraud."
Its stopped a few problems, but not many.
From what I've been told, the collectors get performance ratings based on the # of accounts touched AND revenue collected. Apparently getting the money in isn't good enough for the collection agencies. In this case, the prankster cost the collector AND collection agency serious money. I think it was a ~$350 debt? If so, the collection agency paid ~$10.50-$35.00 for the debt. Wasting 8 mins of that rep's time is probably worth about $18 (figure salary + overhead). If you do that enough, they won't bother with you. This type of thing works great on telemarketers as well.
I had an irritating experience with this a few years ago. Moved to a new city, got a new #... shortly thereafter, I started getting debt-collector calls for someone I didn't know. At first I didn't care, I was just getting annoying messages on the answering machine and deleting them. Then they happened to call when I was home, and I politely told the woman that there was no such person at this number, that I had gotten the number a couple months ago and I couldn't help her. 2 days later I start getting messages again, and the next time I was actually home the caller was the SAME woman. When I reminded her that I'd previously told her the guy she was looking for didn't have this number, she claimed I told her that he "wasn't home right now." I asked her for her name, and she promptly hung up, which I'd rate as "BIG MISTAKE." It was then a cause, I wanted to ruin her day. A little traceback of the #s they were leaving found me the company and parent companies, and I sent a few letter with return receipt to executives stating that I'd informed their representative politely that the person they were seeking no longer had this number, and that if I received a collection call more than 1 day after the date on the return receipt, I'd pursue this matter legally.
It worked... I got a call from someone whose name matched an official who'd gotten the letter, apologizing and saying he had personally made sure my number was off the debt-collection record.














Debt collectors, 99% of the time, are scum and will lie and become a-holes so that they can meet theri monthly quota and pad their monthly commission checks. So, the way I see it, as consumers we should fight fire with fire, and this is method is a great way of doing so!