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Geez, fellahs, less choices for multiple choice quizzes next time, huh? Reading all those 0.023% makes my eyes bleed!
Suggested followup question: "If [winner] were a feline, what would it be ..."
Just because it's been damned near two days since I seen a Consumerist kitty picture and I Jonzing. BAD.
This poll doesn't make much sense to me; at most people are going to limit their banking relationships to a few different banks and, even then, many of those banks are going to be regionals.
That said, I've been a Norwest/Wells Fargo for about 14 years now (pretty good since i'm only 27) and they've never seriously screwed me. They accidentally double-pulled a fee on me, but have also waived many other fees and didn't balk at covering my late charges when they sent my rent check late. (I use their bill pay to pay my rent; they just cut a cashier's check and mail it to my rental agency. No charge for that.)
The only other bank I've dealt with is HSBC in the US, the Philippines and the Hong Kong mother branch itself. Flawless customer service.
Wow... BofA has a 36-point lead over Chase. Could it be becuase Chase actually treats their customers with respect?
Seriously, though, I'd pick Fifth Third Bank. Partially, it's because there's no Skank of America branches in my neck of the woods, but it's also due to the fact that they can't even get their math right. Who on earth would want to bank with improper fractions?
I've personally never had a bad BoA experience. I know they get a lot of coverage from here but until I have a bad experience at all I'm going to stick with them.
I do feel the fact they are one of the largest banks kind of makes it biased though. If you have 3x's the number of people using your service or product, you'll have at least 3x's as many disappointed customers....or maybe I'm just lucky. /shrug
B of A is not a dead beat dad. They are much much worse. In fact, I find it insulting that you would compare such an upstanding group of people to such a higher form of life. In the great words of Arsenio Hall, they are "diseased rhinoceros pizzle".
10 pts for whoever knows the movie. It's an easy one though... then again.. if i was B of A you'd get your 10 pts, then there would be a 2 pt charge for processing, a 6 pt overdraft fee and some other random ass charge that they can't explain without hitting you another 3 pts. Just saying... screw those guys.
BofA is just one of many banks that rip us off. After purchasing our credit card company they went and raised our interest rate from 6.something to 17.95% After they reviewed our credit and saw were had more charges elsware and we were a higher risk we were told even though for over a year we were paying at least three times the min payment and never late. There answer when ask why was "because we can"
I don't get the BofA hate. I know, I know, I've read all the articles, but they've treated me like a princess (which, admittedly, I am). I have never had a problem with them, ever, and many little things that make me happy to stay with them for the rest of my money-having life. I think they dick around probably a similar percentage of their customers as anyone else, but being huge, the real number is higher, and those people are then over-represented here at the Consumerist.
is commerce bank big enough nation wide to be included in these kinds of posts?
i wonder if there is a correlation between the bank's customer base vs. number of consumerist complaints, but then again, the nature of this site is that it only takes one (or in the case of boa, 100 =P) to get noticed. so maybe no such correlation exists?
Chase is second? I've had zero issues with them. Really, to me, it doesn't matter where my checking account is. I just want a bank to hold my interim money in my checking account for paying bills. I then transfer the remainder to a high yield internet savings. The only purpose for checking, to me, is to give me PLENTY of ATM's where I can get my money for free. In Chicago, Chase does that.
One evil credit card trick-come-lately is designating SUNDAY as a payment due date. If you happen to miss that an upcoming due date is a SUNDAY and think, on Friday, that you still have two days to get a check to the bank, so no sweat, you're toast. Pay the bill on Saturday which the banks call a "courtesy day," (as opposed to a real day with real people working in the real bank) and your check posts the following Monday. And you get stuck with a late fee.
I have been a customer of Bank of America for last sixteen years and I have never had a single problem.














Not surprising that BoA jumps out to an early lead. I predict that they'll take this by a landslide.