Back when we were being stalked by debt collectors, our only recourse to their insistent demands was ripping up their letters and living on the top floor of a three-story building accessible only by a locked steel door. It turns out that debtors actually have rights and collection agents, limits. Neat.
Learn about how the process works, what they can and can’t do and how to fight back if they overstep and start harassing you.
Just remember, no matter how much dealing with the agents stinks, at least you’re not going to rot in debtor’s prison and die from consumption, although it might cement your future standing as a literary giant when someone discovers those sensational blog posts locked in your grandma’s attic.
Of course, getting mired debt in the first place probably means you’re too busy living and can’t be bothered to read the fine information at the link below. We certainly couldn’t.
“Debt Collection Practices: When Hardball Tactics Go Too Far” [Privacy Rights Clearinghouse via Lifehacker]